Business Banking

 

Capital Bank Suite of Services–Offers the following packaged or à la carte services for one flat price of $18.50* monthly:

  • Capital Express Online Access– Free Information Reporting, Free Account Transfers, Free Bill Pay
  • First Standard Business Check Order with purchase through Bank
  • Lonely Teller 2.0 Remote-Remote Deposit Scanning with scanner
  • Positive Pay-Check and ACH Fraud Protection
  • A Zero Balance AccountSub-account linked to master account for automated funding

* Capital Bank Suite of Services saves you approximately $170 in lower monthly fees compared to most market area banks! 

Click here to email Mary Brooks for more information or if you prefer, please call her at 240-283-1911. 

 

Described below are Capital Bank's other deposit account services targeted to meet the needs of our business clients.  Capital Bank offers you the tools you need to build your business.  We can consolidate all of your Capital Bank accounts onto one easy monthly statement.  Please visit our Business Loan page to review the variety of loan programs available from Capital Bank. 

Business Checking

  • No monthly service charge
  • No monthly minimum balance requirement
  • No per item fees up to 150 items per month
  • Free Capital Express Online Banking with Bill payment
  • Free Checkcard for your authorized employees (Monthly refund for ATM fees, ask us for current refund amount)
  • Free standard introductory pack of business checks

 

Commercial Analysis Checking

  • Competitive Earnings Credit rate accrues monthly to offset or even eliminate transaction and service fees
  • Balances offset additional Treasury Services
  • Free Capital Express Online Banking with Bill payment
  • Free Checkcard for your authorized employees (Monthly refund for ATM fees, ask us for current refund amount)
  • Lonely Teller remote deposit service available
  • Access to the full range of Capital Bank's treasury services
  • Free standard introductory pack of business checks

 

Business Interest Checking

  • No monthly service charge with a $1,000 minimum balance
  • Unlimited check writing
  • Tiered interest rate based on balances maintained
  • Free Capital Express Online Banking with Bill payment
  • Free Checkcard for your authorized employees (Monthly refund for ATM fees, ask us for current refund amount)
  • Free standard introductory business checks

Business Money Market

  • Maximum of six withdrawals per month
  • Competitive tiered Money Market interest rates based on balances maintained
  • Free Capital Express Online Banking

Treasury Services

  • Visit our Treasury Services page for a full description of Capital Bank's services to provide your business with these essential tools.

Certificate of Deposit

Jumbo Certificate of Deposit

CDARS

  • Certificate of Deposit with FDIC Insurance Protection up to $50 million
    • Read the FDIC opinion letter for CDARS deposit protection through FDIC insurance coverage (Capital Bank does not endorse or guaranty the products, information, or recommendations provided by this site linked to the Bank's web site and Capital Bank is not liable for any failure of products or services linked to the Bank's web site. Please carefully review the privacy policies of web sites linked to Capital Bank's web site. Web site security of linked web sites may be less than the security found on Capital Bank's web site.)
  • Consolidate all of your business's cash at Capital Bank
  • Eliminate the need to track deposits at various financial institutions
  • Receive a consolidated statement of your deposits
    Latest News

    Protect your account from a "takeover". Click here Prevent an Account Takeover.

    Learn more about our Lonely Teller 2.0 product.  Please contact a Capital Bank representative for more details.