Careers at Capital Bank



Capital Bank is dedicated to providing a high level of professional service to its customers. In order to do this, we need you! Please check back with us as our Bank continues to grow and opportunities open.  Contact our Human Resources department at (301) 468-8848 or apply at  We offer a competitive salary plus a full benefits package. Salary based upon experience.

Current Opportunities:

Loan Accountant

The Loan Accountant will be responsible for reviewing and monitoring the activity of funds for commercial loans and administer the movement of funds to the correct accounts via wire/book transfers.  This person will also monitor and update accounts receivable and all loan suspense accounts and must have Fiserv Premier experience.


Senior Credit Analyst

The Senior Credit Analyst reports directly to the VP, Credit Manager and acts as the Team Lead for a group of Credit Analysts.  The Senior Analyst will personally develop and review all pertinent credit and financial information for use by lending officers or committees in making lending decisions on new, renewal, and extension loans.  This position prepares summaries, presents facts, and an offers opinions concerning credit worthiness along with directing loans through the due diligence and documentation process.  As the Team Lead, the Senior Credit Analyst will act as the escalation point for all questions and issues that are brought forward by the Credit Analyst team.

Position Responsibilities

•Ability to provide quality service to internal relationship managers through personal and business financial statement analysis utilizing internal and external technology and resources relative to Commercial and Industrial as well as Real Estate Based lending proposals.

•Ability to interact with management and board committees relative to overall credit risk assessments and analysis.

•Provides Credit Memo drafting support to the Lending Team in terms of financial and collateral spread and analysis.

•Completes ongoing Annual Reviews of existing borrowing relationships which may include direct contact with borrowers in connection with the request for updated financial information.

•Maintains compliance with internal Bank policies and procedures.

•Stays informed about the legal, compliance and market-risk-related issues involved in the approval of credit.

•Attends customer meetings, calls and participates in conference calls when appropriate to obtain a better understanding of the nature of the business and the purpose of the credit request.

•Ensures all risk ratings are appropriate and updated as needed – works with internal auditors as needed.

•Identifies performance and/or training needs of the team and works with the Credit Manager to remedy.

•Mentors and coaches analysts within the team to help develop their skills.

•Works with the analysts to solve complex credit issues and ensure that the final work product is in line with the Bank’s expectations.

•Partners with the Credit Manager to improve work-flow to ensure a consistent and process is in place.

•Keeps on top of industry best practice and is constantly looking for, proposing and implementing new technology to enable better internal customer service and accuracy.

•Other duties as assigned

Desired Skills and Experience

•Previous and successful experience as a Credit Analyst/Credit Manager with experience in both C&I & CRE based lending.

•Bachelor's degree is preferred.

•Customer facing experience including the ability to meet with customers on a 1-1 basis.

•Proven experience managing and implementing technology and work-flow projects.

•Experience in all aspects of the loan and credit process and a good understanding of how the banking industry operates.

•Previous team lead/supervisory experience.

•Ability to coach, mentor, develop and lead a team of experienced credit analysts.



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