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Thinking Ahead Business Series

Capital Bank, N.A. is a mid-sized bank focused on serving the diverse needs of business owners in the greater Washington, D.C. metropolitan area. Our success is directly related to sharing our clients’ vision of what their businesses could be. That’s what built the Thinking Ahead Business Series, endeavoring to deliver actionable insights on trending business and economic issues from our CEO Ed Barry and other leading industry experts for the local and national business community.

  • Naughty or Nice: How to Protect Yourself from Holiday Fraud

    Tis’ the season to take advantage of special discounts and savings from your merchant partners. However, it is important to protect yourself and your business when shopping this holiday season. Check out these tips for banking and shopping smart this season and avoid that “lump of coal” feeling. 1. Regularly Monitor + Set Alerts on […]

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  • Navigating the Shopping Rush – Tips for Small Business Owners

    As the holiday season approaches, small business owners everywhere are gearing up for what is often the busiest and most profitable time of the year. The shopping rush, which includes Black Friday, Cyber Monday, and the entire holiday season, presents a unique set of challenges and opportunities for small businesses. Here are some helpful tips […]

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  • The Top 5 Reasons to Keep Savings in a High-Interest CD Account in Today’s Economy

    In today’s ever-changing economic landscape, both consumers and businesses are on the lookout for secure and profitable investment options. One such avenue gaining popularity is the high-interest Certificate of Deposit (CD) account. With the current instability in interest rates, a high-interest CD account offers a stable and lucrative option for savers. Let’s explore the top […]

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  • Effective Cash Management to Grow Your Business

    In today’s highly competitive business landscape, financial acumen is more crucial than ever. If you are an entrepreneur, business owner, or simply someone interested in the world of finance, you may have encountered the term “cash management.” However, do you understand how it can drastically transform your business’s growth trajectory? Let’s explore the intricacies of […]

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  • Why Businesses Should Invest in Certificate of Deposit (CD) Specials

    The Power of Savings: Why Businesses Should Invest in Certificate of Deposit (CD) Specials

    Business is not just about generating revenue and profits. It’s about long-term sustainability and strategic financial management. A part of this strategy is ensuring that the business not only spends money wisely but also saves effectively. This is where a Certificate of Deposit (CD) specials can play a pivotal role. But why should businesses invest […]

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  • A man works behind a coffee shop counter stacked with cups and equipment. Succession planning may be in his future.

    Acquisition and Succession Planning: How Business Loans Can Help You Keep Your Business’s Legacy

    As any small business owner knows, the goal of building a business is often much more than just to make a profit. They hope to create a business and legacy that lasts. That’s why succession planning is so important to most small business owners. Appropriate planning can allow a company to continue, even after the […]

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  • Individuals with rain boots walking down a flooded street.

    How to Utilize Loans to Mobilize Your Restoration Team

    Weather and climate disasters have cost the United States over $2.195 trillion since 1980 due to 323 disasters, according to the National Centers for Environmental Information. In 2021 alone, there were 20 events throughout the nation, from a major wildfire to four tropical cyclones. As a restoration company, you have the tools and expertise necessary […]

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  • Helping Businesses Recover from COVID’s Impact

    As I listen to our business clients talk about how the pandemic has affected their companies, it’s like a hurricane without the wind, a 9.0 earthquake without the shaking, or a wildfire without the flames. Even though businesses haven’t been visibly demolished, many have been eviscerated. The building may be standing but it was quickly […]

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  • How Company Culture Can Empower a Team to Move Mountains

    “One thing I believe to the fullest is that if you think and achieve as a team, the individual accolades will take care of themselves. Talent wins games, but teamwork and intelligence win championships.” That quote from Michael Jordan has been on my mind lately as I reflect on lessons we’re all learning during the […]

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  • Why Face-to-Face is a Winning Strategy – Even in a Digital World

    Unless you’re a service-based business that must get “up close and personal” with clients, it’s likely that your business depends almost entirely on digital tools for most of your communications and interactions. AT&T found that 66 percent of small businesses would fail without wireless technology, while 41% of business owners have plans to increase technology […]

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  • No Surprises: Approach a Business Loan Application with Confidence

    Previously, we talked about cash flow and the importance of bridging gaps before they happen. But do you know how to prepare if your business needs to take on debt? Perhaps you want to expand your business, or you’re pursuing other opportunities. According to a recent report by the Federal Reserve, nearly 60% of small […]

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  • Bridge Gaps Before They Happen

    President Dwight D. Eisenhower famously said, “Plans are useless, but planning is indispensable.” When you’re running a business or organization, it can be difficult to find the time to step back and look at your operations, goals and opportunities. In fact, it’s easy to fall into doing the same thing over and over without realizing […]

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  • One-on-One: The Value of Listening to Your Clients

    With the advent of the digital age, one-on-one conversation is becoming a thing of the past. With it has gone the fine art of listening — one of the most valuable tools for any relationship, both business and personal, using emails as a substitute for really listening and gathering feedback. In fact, if you fail […]

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  • Smiling restaurant owner standing at kitchen counter

    SBA Loans Explained: How Creative Lending Options Can Turn Business Vision into Reality

    Just like individuals making significant purchases or investments such as homes, cars, and education, business owners need loans to start, run, and grow their businesses. But each business and business owner has a unique story and circumstances, and traditional loans are not always the best fit for those needs. That’s where the U.S. Small Business […]

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  • Toast to a successful meeting

    Rethinking Employee Retention Strategies

    With unemployment rates at a historic low in many sectors, it’s no surprise companies are looking for ways to retain their existing employees and position themselves competitively when recruiting new hires. Capital Bank is no exception. Based on our experience, we’ve found that a key factor in attracting and retaining employees is benefits — defined […]

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Meet Ed

Edward Barry headshot

Capital Bank, CEO

Ed Barry joined Capital Bank, N.A. as Chief Executive Officer in September 2012. Since that time, the bank has rapidly expanded throughout the DC area and into Baltimore...