Get Your Mortgage Pre Approval Online
A transparent process that’s been adapted for your lifestyle!
Capital Bank Home Loans helps make it easy to apply for a mortgage pre approval online— whether you’re in the market for your first home, a family that’s outgrown your starter home, or a military veteran looking to settle down. It all starts with our QuickClose process.
Matching your loan options to your budget
Your mortgage pre approval online application through QuickClose lets you get pre-approved – without doing any additional work.
- Start from any device or computer
- Automatically verify your income and assets
- Speak with your mortgage loan originator and discuss your options
- Match your loan options to your budget
- Quick underwriter review
- Voila! A pre-approval letter
Getting your offer to the top of the list
A pre-approval letter is a conditional commitment from Capital Bank for your financing. It gives the seller greater confidence in your ability to buy their home when the pre-approval letter is included with the offer. That’s because a pre-approval is based on an underwriter’s review of key financial information. We can help you get your mortgage pre approval online.
What is the difference between pre-qualification and preapproval?
Pre-qualification is an estimate of what you might be able to borrow based on the information you provided and a credit check. With a preapproval, you receive a letter, an offer (not a commitment) to lend you a specific amount, good for 90 days.
How long does a mortgage preapproval last?
It varies by lender, but it’s typically good for 90 days. Need more time? You can ask the lender to renew the preapproval. Updated information may need to be provided.
Real Customer Stories
The same straightforward digital process supported by a dedicated VA Mortgage Loan Originator with years of expertise. Check out our VA Home Loans and see what our customers are saying.