Work With a Annapolis, MD Home Loan Expert

Our mortgage lenders can help you with interest rates, fast closing, and superior service. Whether you’re buying your first home in Annapolis, MD, or refinancing, we can help!

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Choose Annapolis, MD's Top-Rated Mortgage Lenders!

Annapolis, MD town center

Since 1999, Capital Bank has proudly served the Annapolis, MD community with banking and home lending.

Today, we have over 200 employees and are honored to be a leader in the mortgage industry. Capital Bank offers a wide array of home financing services with competitive rates, a simple credit approval process, and knowledgeable loan officers.

Whether you’re seeking financing on your first home, refinancing your house for a lower interest rate, or purchasing an investment property, our Annapolis, MD mortgage lenders will work with you every step of the way.

Most Popular Neighborhoods In Annapolis, MD

Veterans Can Join the Military Rich Neighborhood of Annapolis’s City Center

  • With 3.4% of employed workers living in the City Center / St John’s College neighborhood active in the military, this neighborhood has the distinction of having a higher proportion of people in the military than 98.6% of American neighborhoods.
  • The neighborhood’s military makeup is a major shaper of the neighborhood’s culture and character.

Families will Enjoy the Quiet Calm of South River Manor / Bon Haven

  • South River Manor / Bon Haven is that it is one of the quietest neighborhoods in America.
  • South River Manor / Bon Haven is a very nautical neighborhood, meaning that it is somewhat historic, walkable, densely populated and on the water, giving families plenty to enjoy on the weekend.

Retirees Flock to Eastport’s Dreamy Neighborhood

  • Eastport is peaceful and quiet, has above average safety from crime compared to other neighborhoods in Maryland, while also offering a diverse range of housing options.
  • Eastport already has a vibrant mix of very educated seniors and other age groups who choose to live here.

Choose the Home Loan Option Right for You

Annapolis, MD home loans

Conventional Loans

The most common loan type with 15-year or 30-year fixed-rate options. A conventional loan is a non-government-backed loan.

Annapolis, MD VA loans

VA Loans

The VA loan is a $0 down mortgage option available to Veterans, Service Members, and select military spouses.

Annapolis, MD USDA loans

USDA Loans

USDA loans are available to those with an average salary and a good credit score to buy a home in a rural or suburban area.

Refinance your mortgage in Annapolis, MD

Refinance Loans

Refinancing replaces your current mortgage loan with potentially better rates, terms, and may also allow you to tap into home equity.

Refinance your mortgage in Annapolis, MD

Home Equity Loans

Also known as a second mortgage, home equity loans allow homeowners to borrow from the equity in their homes to get cash out as a collateralized loan.

Annapolis, MD FHA loans

FHA Loans

These loans are insured by the Federal Housing Administration, primarily for first time homebuyers, and require a lower minimum credit score and down payments.

Customer Quotes

Could not have been happier with professionalism exhibited by all in completely natural manner

bjgamba from Annapolis, MD

We were treated in a most courteous and gracious manner throughout our dealings; made to feel welcome and clearly understood we were being handled by pros at what they do.

They got everything ahead of time and were extremely responsive

William H from Annapolis, MD

I have worked with many different lenders and mortgage brokers over the years. Working with Michael and his staff, (Regina, Julie, Evonne), was by far the best experience yet. The difference between Michael and everyone else is the amount of attention he gives his clients. In the past, I’ve felt abused by the process (last minute documents needed, approval late, and just a general feeling that I was the one doing all the work)..Not so with this team! They got everything ahead of time, were extremely responsive, and saw the entire process through. I am very grateful, will be a repeat customer, and will recommend him to all of my business associates. Thank you again!

We have done multiple loans over the past 11 years and every transaction...

ferg2b from Annapolis, MD

Incredible follow up and attention to detail. Brad is a professional in every way! We have done multiple loans with Brad over the past 11 years and every transaction has been a good experience. I would highly recommend Brad Cohn and Capital Bank for any financing transaction.

Loan Officer

Speak to one of our experienced Annapolis, MD loan officers today

Our home lending experts are available to answer all your mortgage questions.

NMLS# 455846

Resources for Annapolis, MD Home buyers

First Time Home Buyers Guide

Planning to buy your first home? Start here to learn how to put all the pieces together – avoid common mistakes and find a home that fits your life and budget.

Annapolis, MD City Website

Get to know Annapolis, MD, view upcoming events, and get contact information for City resources.

Annapolis, MD Tourism Website

Discover the rest of Annapolis, MD with information on attractions, where to go, and more.