Work With a Baltimore, MD Home Loan Expert

Our mortgage lenders can help you with interest rates, fast closing, and superior service. Whether you’re buying your first home in Baltimore, MD, or refinancing, we can help!

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900+ Customer Reviews

Choose Baltimore, MD's Top-Rated Mortgage Lenders!

Since 1999, Capital Bank has proudly served the Baltimore, MD community with banking and home lending.

Today, we have over 200 employees and are honored to be a leader in the mortgage industry. Capital Bank offers a wide array of home financing services with competitive rates, a simple credit approval process, and knowledgeable loan officers.

Whether you’re seeking financing on your first home, refinancing your house for a lower interest rate, or purchasing an investment property, our Baltimore, MD mortgage lenders will work with you every step of the way.

Most Popular Neighborhoods In Baltimore, MD

Mount Vernon is the Best Neighborhood For Young Professionals in Baltimore

  • In Mount Vernon there are a lot of bars, restaurants, coffee shops, and parks for young professionals to enjoy.
  • Mount Vernon has a greater concentration of residents who live alone than most, with 68.0% of the households here made up of people living alone.

Mclean Gardens are a Perfect fit for First Time Homebuyers

  • This historic neighborhood offers affordable home prices for first time buyers.
  • Many restaurants are located close to the neighborhood. With Franklyn Grill, Café Ole, 2 Amy’s and Cactus Cantina being just some of the places you can find in the area.

Roland Park/Keswick Provides Resources for Retirees

  • For residents of Baltimore City’s first and only accredited Continuing Care Retirement Community, Roland Park has several community resources for retirees.
  • Less than six miles from the Inner Harbor and all of the cultural amenities and fun entertainment, Roland Park Place is a cozy community with a prime residential location.

Choose the Home Loan Option Right for You

Baltimore, MD home loans

Conventional Loans

The most common loan type with 15-year or 30-year fixed-rate options. A conventional loan is a non-government-backed loan.

Baltimore, MD VA loans

VA Loans

The VA loan is a $0 down mortgage option available to Veterans, Service Members, and select military spouses.

Baltimore, MD USDA loans

USDA Loans

USDA loans are available to those with an average salary and a good credit score to buy a home in a rural or suburban area.

Refinance your mortgage in Baltimore, MD

Refinance Loans

Refinancing replaces your current mortgage loan with potentially better rates, terms, and may also allow you to tap into home equity.

Baltimore, MD home equity loans

Home Equity Loans

Also known as a second mortgage, home equity loans allow homeowners to borrow from the equity in their homes to get cash out as a collateralized loan.

Baltimore, MD FHA loans

Customer Quotes

Top Notch Service

monirmitchell0 from Baltimore, MD

Our loan experience with Boris was top notch! This is our 5th mortgage transaction but our first one with Boris and he’s absolutely the best loan officer we’ve ever had. Before we would speak on the phone, I’d have questions written down to ask him and every time, he answered the questions before I could ask them which speaks to his experience. It shows he has listened to his many customers before me so he already knew the kinds of questions I would ask – and he was ready with the answers. He was always available by phone and email and even called after closing to make sure we were happy with the process, to ask if we had any questions and to let us know he’d love to be our loan officer again if we ever need another mortgage. With service like this, we will certainly use Boris again.

Super helpful

Laura B. from Baltimore, MD

Working with Tyler was great – he was always available to answer questions at any time of day, and he was able to clarify any questions we had. He also helped us get an extremely low interest rate. Stress-free experience! 🙂

Solid Mortgage Professional

Charles G. from Baltimore, MD

Bryce was extremely helpful in helping me put together my mortgage. He’s easy to work with and very knowledgeable about mortgage products. His team was also very knowledgeable and easy to work with.

Loan Officer

Speak to one of our experienced Baltimore, MD loan officers today

Our home lending experts are available to answer all your mortgage questions.

NMLS# 455846

Resources for Baltimore, MD Home buyers

First Time Home Buyers Guide

Planning to buy your first home? Start here to learn how to put all the pieces together – avoid common mistakes and find a home that fits your life and budget.

Baltimore, MD City Website

Get to know Baltimore, MD, view upcoming events, and get contact information for City resources.

Baltimore, MD Tourism Website

Discover the rest of Baltimore, MD with information on attractions, where to go, and more.