Our mortgage lenders can help you with interest rates, fast closing, and superior service. Whether you’re buying your first home in Frederick, MD, or refinancing, we can help!
Since 1999, Capital Bank has proudly served the Frederick, MD community with banking and home lending.
Today, we have over 200 employees and are honored to be a leader in the mortgage industry. Capital Bank offers a wide array of home financing services with competitive rates, a simple credit approval process, and knowledgeable loan officers.
Whether you’re seeking financing on your first home, refinancing your house for a lower interest rate, or purchasing an investment property, our Frederick, MD mortgage lenders will work with you every step of the way.
The most common loan type with 15-year or 30-year fixed-rate options. A conventional loan is a non-government-backed loan.
The VA loan is a $0 down mortgage option available to Veterans, Service Members, and select military spouses.
USDA loans are available to those with an average salary and a good credit score to buy a home in a rural or suburban area.
Refinancing replaces your current mortgage loan with potentially better rates, terms, and may also allow you to tap into home equity.
Also known as a second mortgage, home equity loans allow homeowners to borrow from the equity in their homes to get cash out as a collateralized loan.
These loans are insured by the Federal Housing Administration, primarily for first time homebuyers, and require a lower minimum credit score and down payments.
Our home lending experts are available to answer all your mortgage questions.
NMLS# 455846
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