Work With a Houston, TX Home Loan Expert

Our mortgage lenders can help you with interest rates, fast closing, and superior service. Whether you’re buying your first home in Houston, TX, or refinancing, we can help!

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Houston, TX mortgage lenders

Since 1999, Capital Bank has proudly served the Houston community with banking and home lending.

Today, we have over 200 employees and are honored to be a leader in the mortgage industry. Capital Bank offers a wide array of home financing services with competitive rates, a simple credit approval process, and knowledgeable loan officers.

Whether you’re seeking financing on your first home, refinancing your house for a lower interest rate, or purchasing an investment property, our Houston, TX mortgage lenders will work with you every step of the way.

Most Popular Neighborhoods In Houston, TX

Purchase Your First Home in the Historic East End Neighborhood!

  • Be within walking distance to plenty of fun activities for everyone, including shops, museums, sports events and the East End Farmers Market!
  • Be a part of one of the most diverse neighborhoods in Houston.

Montrose is the Place to Be for Young Professionals.

  • Discover the offbeat neighborhood with a thriving bar scene, award-winning restaurants, plenty of cafes and Houston’s best musuems.
  • Enjoy lively bars and cocktails with your friends for weekend adventures.

Everything a Family Could Want is in Spring Valley Village.

  • Spring Valley Village is well known for its top-notch public schools, wide-range of outdoor activities and close knit community.
  • Enjoy the welcoming atmosphere and convenient access to a plethora of family friendly events and locales.

Retirees Enjoy the Community Benefits of Katy.

  • Katy offers all the conveniences and peace of mind you want when settling down for retirement.
  • Enjoy a growing retirement community with plenty of recreation centers, museums and golf courses.

Choose the Home Loan Option Right for You

Houston, TX home loans

Conventional Loans

The most common loan type with 15-year or 30-year fixed-rate options. A conventional loan is a non-government-backed loan.

Houston, TX VA loans

VA Loans

The VA loan is a $0 down mortgage option available to Veterans, Service Members, and select military spouses.

Houston, TX USDA loans

USDA Loans

USDA loans are available to those with an average salary and a good credit score to buy a home in a rural or suburban area.

Refinance your mortgage in Houston, TX

Refinance Loans

Refinancing replaces your current mortgage loan with potentially better rates, terms, and may also allow you to tap into home equity.

Houston, TX home equity loans

Home Equity Loans

Also known as a second mortgage, home equity loans allow homeowners to borrow from the equity in their homes to get cash out as a collateralized loan.

Houston, TX FHA loans

FHA Loans

These loans are insured by the Federal Housing Administration, primarily for first time homebuyers, and require a lower minimum credit score and down payments.

Loan Officer

Speak to one of our experienced Houston, TX loan officers today

Our home lending experts are available to answer all your mortgage questions.

NMLS# 455846

Resources for Houston, TX Home buyers

First Time Home Buyers Guide

Planning to buy your first home? Start here to learn how to put all the pieces together – avoid common mistakes and find a home that fits your life and budget.

Houston,TX City Website

Get to know Houston, TX, view upcoming events, and get contact information for city resources.

Houston, TX Tourism Website

Discover the rest of Houston, TX with information on attractions, where to go, and more.