Work With a Jacksonville, FL Home Loan Expert

Our mortgage lenders can help you with interest rates, fast closing, and superior service. Whether you’re buying your first home in Jacksonville, FL, or refinancing, we can help!

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Jacksonville, FL mortgage lenders

Since 1999, Capital Bank has proudly served the Jacksonville community with banking and home lending.

Today, we have over 200 employees and are honored to be a leader in the mortgage industry. Capital Bank offers a wide array of home financing services with competitive rates, a simple credit approval process, and knowledgeable loan officers.

Whether you’re seeking financing on your first home, refinancing your house for a lower interest rate, or purchasing an investment property, our Jacksonville, FL mortgage lenders will work with you every step of the way.

Most Popular Neighborhoods In Jacksonville, FL

First Time Home Buyers Love Living in Mandarin

  • Discover the natural beauty of Mandarin with riverfront activities, historic parks and its magnificent oak trees.
  • Enjoy a safe and secure neighborhood that is perfect for new homeowners.

Riverside is a Young Professional’s Paradise.

  • Discover the lively art and music scene in Riverside complete with a mixture of high-end restaurants, bars, nightclubs and parks.
  • Enjoy the hip & upbeat atmosphere Riverside has to offer!

Nocatee Is the Perfect Neighborhood to Raise a Family.

  • Nocatee offers its residents beautiful nature, calm streets and top-ranked school systems.
  • Enjoy the weekend with the whole family at Splash Water Park or Greenway Hiking Trails.

Retirees Enjoy the Close-Knit Community of Orange Park.

  • The riverside neighborhood of Orange Park gives you easy access to enjoy live local entertainment, pick up fresh produce at the Farmer’s Market and shop crafts vendors.
  • Get to know your neighbor at one of the many annual events like the Orange Park Fall Festival!

Choose the Home Loan Option Right for You

Jacksonville, FL home loans

Conventional Loans

The most common loan type with 15-year or 30-year fixed-rate options. A conventional loan is a non-government-backed loan.

Jacksonville, FL VA loans

VA Loans

The VA loan is a $0 down mortgage option available to Veterans, Service Members, and select military spouses.

Jacksonville, FL USDA loans

USDA Loans

USDA loans are available to those with an average salary and a good credit score to buy a home in a rural or suburban area.

Refinance your mortgage in Jacksonville, FL

Refinance Loans

Refinancing replaces your current mortgage loan with potentially better rates, terms, and may also allow you to tap into home equity.

Jacksonville, FL home equity loans

Home Equity Loans

Also known as a second mortgage, home equity loans allow homeowners to borrow from the equity in their homes to get cash out as a collateralized loan.

acksonville, FL FHA loans

FHA Loans

These loans are insured by the Federal Housing Administration, primarily for first time homebuyers, and require a lower minimum credit score and down payments.

Loan Officer

Speak to one of our experienced Jacksonville, FL loan officers today

Our home lending experts are available to answer all your mortgage questions.

NMLS# 455846

Resources for Jacksonville, FL Home buyers

First Time Home Buyers Guide

Planning to buy your first home? Start here to learn how to put all the pieces together – avoid common mistakes and find a home that fits your life and budget.

Jacksonville, FL City Website

Get to know Jacksonville, FL, view upcoming events, and get contact information for city resources.

Jacksonville, FL Tourism Website

Discover the rest of Jacksonville, FL with information on attractions, where to go, and more.