Work With a Norfolk, VA Home Loan Expert

Our mortgage lenders can help you with interest rates, fast closing, and superior service. Whether you’re buying your first home in Norfolk, VA, or refinancing, we can help!

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Choose Norfolk, VA's Top-Rated Mortgage Lenders!

Since 1999, Capital Bank has proudly served the Norfolk community with banking and home lending.

Today, we have over 200 employees and are honored to be a leader in the mortgage industry. Capital Bank offers a wide array of home financing services with competitive rates, a simple credit approval process, and knowledgeable loan officers.

Whether you’re seeking financing on your first home, refinancing your house for a lower interest rate, or purchasing an investment property, our Norfolk, VA mortgage lenders will work with you every step of the way.

Most Popular Neighborhoods In Norfolk, VA

Purchase Your First Home in South Bayview

  • A fantastic neighborhood for families searching for a safe and reasonably priced place to live.
  • Families can feel comfortable with South Bayview’s low crime rate.

Young Professionals are Thriving in Ghent

  • Enjoy charming historic character and a variety of dining options sure to please!
  • Come check out the Weyanoke Wildlife Sanctuary and the Chrysler Museum of Art.

Edgewater is a Great Option for Home Buyers Looking to Raise a Family.

  • Discover excellent schools and popular restaurants serving organic farm-to-table cuisine in this suburban community.
  • A family-friendly community you can call home.

Retirees Enjoy the Convenience and Community Perks of Talbot Park

  • Talbot Park is conveniently close to everything you need, with schools, churches, and shopping areas all nearby.
  • Enjoy a family-friendly neighborhood community with plenty of activities for everyone to enjoy.

Choose the Home Loan Option Right for You

Norfolk, VA home loans

Conventional Loans

The most common loan type with 15-year or 30-year fixed-rate options. A conventional loan is a non-government-backed loan.

Norfolk, VA VA loans

VA Loans

The VA loan is a $0 down mortgage option available to Veterans, Service Members, and select military spouses.

Norfolk, VA USDA loans

USDA Loans

USDA loans are available to those with an average salary and a good credit score to buy a home in a rural or suburban area.

Refinance your mortgage in Norfolk, VA

Refinance Loans

Refinancing replaces your current mortgage loan with potentially better rates, terms, and may also allow you to tap into home equity.

Norfolk, VA home equity loans

Home Equity Loans

Also known as a second mortgage, home equity loans allow homeowners to borrow from the equity in their homes to get cash out as a collateralized loan.

Norfolk, VA FHA loans

FHA Loans

These loans are insured by the Federal Housing Administration, primarily for first time homebuyers, and require a lower minimum credit score and down payments.

Loan Officer

Speak to one of our experienced Norfolk, VA loan officers today

Our home lending experts are available to answer all your mortgage questions.

NMLS# 455846

Resources for Norfolk, VA Home buyers

First Time Home Buyers Guide

Planning to buy your first home? Start here to learn how to put all the pieces together – avoid common mistakes and find a home that fits your life and budget.

Norfolk, VA City Website

Get to know Norfolk, VA, view upcoming events, and get contact information for city resources.

Norfolk, VA Tourism Website

Discover the rest of Norfolk, VA with information on attractions, where to go, and more.