You are about to leave the Capital Bank Website

DISCLAIMER: When you click Accept you will be leaving the Capital Bank (“the Bank”) website and are going to a website that is not operated by the Bank. We are not responsible for the content or availability of linked sites.

ABOUT THIRD PARTY LINKS ON OUR SITE
The Bank offers links to other third party websites that may be of interest to our website visitors. The links provided in our website are provided solely for your convenience and may assist you in locating other useful information on the Internet. When you click on these links you will leave the Bank’s website and will be redirected to another site. These sites are not under control of the Bank. The Bank is not responsible for the content of linked third party websites. We are not an agent for these third parties nor do we endorse or guarantee their products. We make no representation or warranty regarding the accuracy of the information contained in the linked sites. We suggest that you always verify the information obtained from linked website before acting upon this information. Also, please be aware that the security and privacy policies on these sites may be different than the bank’s policies, so please read third party privacy and security policies closely. If you have any questions or concerns about the products and services offered on linked third party websites, please contact the third-party directly.

×

LOAN SERVICING

Work With a Roanoke, VA Home Loan Expert

Our mortgage lenders can help you with interest rates, fast closing, and superior service. Whether you’re buying your first home in Roanoke, VA, or refinancing, we can help!

Rated 5 out of 5 stars

900+ Reviews

Choose Roanoke, VA's Top-Rated Mortgage Lenders!

Since 1999, Capital Bank has proudly served the Roanoke community with banking and home lending.

Today, we have over 200 employees and are honored to be a leader in the mortgage industry. Capital Bank offers a wide array of home financing services with competitive rates, a simple credit approval process, and knowledgeable loan officers.

Whether you’re seeking financing on your first home, refinancing your house for a lower interest rate, or purchasing an investment property, our Roanoke, VA mortgage lenders will work with you every step of the way.

Most Popular Neighborhoods In Roanoke, VA

Purchase Your First Home in Old Southwest.

  • Old Southwest is a unique place with an artsy spirit that can only be found there.
  • Explore a neighborhood that features stunning single-family homes, vibrant residences, stained-glass windows, and lovely parks.

Downtown Roanoke is a Bustling Place for Young Professionals.

  • A bustling neighborhood with plenty of residents and a ton of entertainment opportunities.
  • Downtown Roanoke boasts beautiful Elmwood Park, plenty of shopping opportunities, and the Roanoke City Market.

Mill Mountain is a Fantastic Option for Home Buyers Looking to Raise a Family.

  • Mill Mountain is full of scenic, green spaces for residents and visitors alike to explore.
  • Home to the Mill Mountain Zoo and Park, Mill Mountain Greenway, and the Roanoke River Greenway, for family fun weekends!

Retirees Enjoy the Community Perks of Cave Spring.

  • An affordable place to live with a strong community vibe.
  • Downtown Roanoke offers a welcoming atmosphere, with a number of parks and restaurants for residents to enjoy.

Choose the Home Loan Option Right for You

Conventional Loans

The most common loan type with 15-year or 30-year fixed-rate options. A conventional loan is a non-government-backed loan.

VA Loans

The VA loan is a $0 down mortgage option available to Veterans, Service Members, and select military spouses.

USDA Loans

USDA loans are available to those with an average salary and a good credit score to buy a home in a rural or suburban area.

Refinance Loans

Refinancing replaces your current mortgage loan with potentially better rates, terms, and may also allow you to tap into home equity.

Home Equity Loans

Also known as a second mortgage, home equity loans allow homeowners to borrow from the equity in their homes to get cash out as a collateralized loan.

FHA Loans

These loans are insured by the Federal Housing Administration, primarily for first time homebuyers, and require a lower minimum credit score and down payments.

Speak to one of our experienced Roanoke, VA loan officers today

Our home lending experts are available to answer all your mortgage questions.

NMLS# 455846

Resources for Roanoke, VA Home buyers

First Time Home Buyers Guide

Planning to buy your first home? Start here to learn how to put all the pieces together – avoid common mistakes and find a home that fits your life and budget.

Roanoke, VA City Website

Get to know Roanoke, VA, view upcoming events, and get contact information for city resources.

Roanoke, VA Tourism Website

Discover the rest of Roanoke, VA with information on attractions, where to go, and more.