Work With a Tampa, FL Home Loan Expert

Our mortgage lenders can help you with interest rates, fast closing, and superior service. Whether you’re buying your first home in Tampa, FL, or refinancing, we can help!

Rated 5 out of 5 stars

900+ Customer Reviews

Choose Tampa, FL's Top-Rated Mortgage Lenders!

Tampa, FL mortgage lenders

Since 1999, Capital Bank has proudly served the Tampa, FL community with banking and home lending.

Today, we have over 200 employees and are honored to be a leader in the mortgage industry. Capital Bank offers a wide array of home financing services with competitive rates, a simple credit approval process, and knowledgeable loan officers.

Whether you’re seeking financing on your first home, refinancing your house for a lower interest rate, or purchasing an investment property, our Tampa, FL mortgage lenders will work with you every step of the way.

Most Popular Neighborhoods In Tampa, FL

Buy Your First Home in Palmetto Beach!

  • Palmetto Beach features mid-sized homes that are competitively priced.
  • Easy access to both the water and downtown Tampa should never be underestimated, and Palmetto Beach has both.

Young Professionals Flock to the Bustling Channel District

  • For a robust nightlife, the Channel District is loaded with bars, clubs, restaurants, shops, and more.
  • The Channel District is incredibly walkable, too, which makes it an excellent Tampa neighborhood for those working in the downtown area.

Palma Ceia is a Great Neighborhood for Families

  • Palma Ceia boasts great outdoor recreation opportunities like golfing, the neighborhood Palma Ceia Park with a playground, and Bayside Boulevard with views of downtown and the bay.
  • Families will fall in love with the peaceful vibe, fantastic schools and high safety ratings.

Retirees Love Bayshore Beautiful

  • Retirees love Bayshore Beautiful – and for good reason! Bayshore Beautiful has all of the recreational amenities you need from swimming pools, gyms, self-care spas, and more.
  • Bayshore Beautiful, much like the rest of Tampa, enjoys an average of 220 days of sunshine so you can spend time boating, barbecuing, or just soaking up some sun.

Choose the Home Loan Option Right for You

Tampa, FL home loans

Conventional Loans

The most common loan type with 15-year or 30-year fixed-rate options. A conventional loan is a non-government-backed loan.

Tampa, FL VA loans

VA Loans

The VA loan is a $0 down mortgage option available to Veterans, Service Members, and select military spouses.

Tampa, FL USDA loans

USDA Loans

USDA loans are available to those with an average salary and a good credit score to buy a home in a rural or suburban area.

Refinance your mortgage in Tampa, F

Refinance Loans

Refinancing replaces your current mortgage loan with potentially better rates, terms, and may also allow you to tap into home equity.

Tampa, FL home equity loans

Home Equity Loans

Also known as a second mortgage, home equity loans allow homeowners to borrow from the equity in their homes to get cash out as a collateralized loan.

Tampa, FL FHA loans

FHA Loans

These loans are insured by the Federal Housing Administration, primarily for first time homebuyers, and require a lower minimum credit score and down payments.

Speak to one of our experienced Tampa, FL loan officers today

Our home lending experts are available to answer all your mortgage questions.

NMLS# 222073

Resources for Tampa, FL Home buyers

First Time Home Buyers Guide

Planning to buy your first home? Start here to learn how to put all the pieces together – avoid common mistakes and find a home that fits your life and budget.

Tampa, FL City Website

Get to know Tampa, FL, view upcoming events, and get contact information for city resources.

Tampa, FL Tourism Website

Discover the rest of Tampa, FL with information on attractions, where to go, and more.