Work With a Washington, D.C. Home Loan Expert

Our mortgage lenders can help you with interest rates, fast closing, and superior service. Whether you’re buying your first home in Washington, DC, or refinancing, we can help!

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900+ Customer Reviews

Choose Washington, DC's Top-Rated Mortgage Lenders!

Washington, D.C. mortgage lenders

Since 1999, Capital Bank has proudly served the Washington, D.C. community with banking and home lending.

Today, we have over 200 employees and are honored to be a leader in the mortgage industry. Capital Bank offers a wide array of home financing services with competitive rates, a simple credit approval process, and knowledgeable loan officers.

Whether you’re seeking financing on your first home, refinancing your house for a lower interest rate, or purchasing an investment property, our Washington, D.C. mortgage lenders will work with you every step of the way.

Most Popular Neighborhoods In Washington, D.C.

Buy Your First Home in the Palisades Community!

  • Rockshire features mid-sized homes that are competitively priced.
  • Fletcher’s Boathouse is the perfect spot for fishing and canoeing while Battery Kemble Park is a great place to run.

Young Professionals Flock to the Bustling Georgetown

  • For a robust nightlife, Georgetown is loaded with bars, clubs, restaurants, shops, and more.
  • As home to the well-known university, Georgetown is rife with historical monuments, activities, and great energy.

Cleveland Park is a Great Neighborhood for Families

  • Get involved in the community with the Cleveland Park Club.
  • Families will fall in love with peaceful vibe and open spaces with it’s close proximity to Rock Creek

Choose the Home Loan Option Right for You

Washington, D.C. home loans

Conventional Loans

The most common loan type with 15-year or 30-year fixed-rate options. A conventional loan is a non-government-backed loan.

Washington, D.C. VA loans

VA Loans

The VA loan is a $0 down mortgage option available to Veterans, Service Members, and select military spouses.

Washington, D.C. USDA loans

USDA Loans

USDA loans are available to those with an average salary and a good credit score to buy a home in a rural or suburban area.

Refinance your mortgage in Washington, D.C.

Refinance Loans

Refinancing replaces your current mortgage loan with potentially better rates, terms, and may also allow you to tap into home equity.

Washington, DC home equity loans

Home Equity Loans

Also known as a second mortgage, home equity loans allow homeowners to borrow from the equity in their homes to get cash out as a collateralized loan.

Customer Quotes

Incredible service & savings

Jessica from Washington, DC

I recently refinanced a home with Capital Bank Home Loans and had an incredible experience. My lender was always available to take my call or text, even on a Friday night!!! I knew what was happening with my loan, what was needed and when and there was no stress in process. I now have more than $600 a month back in my pocket.


DShort from Washington, DC

Kendall kept us informed throughout the process. She went above and beyond to explain each step of the refinance and ensured that we understood every component of the process. She was AMAZING!

Fast and Responsive -- Excellent Overall

user0775461 from Washington, DC

This was my fifth home purchase, so I’d been through the process four times already over the past fifteen years or so. Capital Bank was the fifth different lender I’ve used, and Brad was the fifth different mortgage banker. He was also unquestionably the best. The process went very smoothly — almost incredibly so. Both Brad and his team were fast and responsive throughout. Given my experiences elsewhere, I was almost a little surprised at how well things went. Brad and Capital Bank deserve “five stars”; this isn’t a tough call.

Loan Officer

Speak to one of our experienced Washington, DC loan officers today

Our home lending experts are available to answer all your mortgage questions.

NMLS# 455846

Resources for Washington, D.C. Home buyers

First Time Home Buyers Guide

Planning to buy your first home? Start here to learn how to put all the pieces together – avoid common mistakes and find a home that fits your life and budget.

Washington, D.C. City Website

Get to know Washington, DC, view upcoming events, and get contact information for City resources.

Washington, D.C. Tourism Website

Discover the rest of Washington, D.C. with information on attractions, where to go, and more.