James Bell

James Bell brings over two decades of expertise to his role as Branch Manager and Mortgage Loan Originator at Capital Bank. Since 1998, James has cultivated a sterling reputation in the mortgage lending industry, recognized for his unwavering commitment to delivering exceptional service and results to his clients.

With a dedication to exceeding expectations, James prioritizes transparency and communication, ensuring his clients are fully informed and supported at every stage of the lending process. Whether you’re seeking to purchase your dream home or refinance an existing property, James approaches each transaction with a focus on safeguarding your best interests.

James’s proficiency and dedication have earned him recognition in the industry, notably ranking in the prestigious Scotsman Guide. Moreover, his extensive experience includes assisting numerous VA clients, demonstrating his expertise in navigating specialized lending programs. With James Bell, you can trust that your mortgage needs are in capable hands.

When not working, James enjoys spending time outdoors his home state, North Carolina, whether that be at the beach, the golf course, or a good happy hour with family and friends.