Home Loans

Simple, fast, smooth — that’s what getting a home loan at Capital Bank is like. We are able to close your loan in as few as 10 days. Communicating with our customers ensures that they know what’s needed and when.

Needing a VA Loan?

Our home loan specialists rank in the top 10 nationwide1

Work with a bank that knows the products, the paperwork, and can match you with the right kind of loan. We do our own underwriting – reducing the hassle with no bait and switch.

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Call us at 855-587-6933

Refinancing Your Home?

Quick and easy, and all electronic

Making home improvements? Need a new roof? College tuition around the corner? Problem solved. Lock in the rate and get the loan that you need when you need it.

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Call us at 855-587-6933

Buying a Home?

It’s more attainable than you thought

Work with someone who can size up your situation, ask the right questions, and get you into a loan that makes sense for you — at great rates, with low down payment options, and without nickel and diming on fees.

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Call us at 855-587-6933

Need a Home Loan?

Speak with one of our specialists today!

Call us at 855-587-6933

Contact Us

Rates As Low As

2.99%

(APR* 3.086%)2

Apply Today

1 Two of Capital Bank’s home loan specialists have been ranked in the top 5 nationwide according to Scotsman Guide, the mortgage lending industry’s leading resource. The Guide’s 2013 listing of the country’s best VA loan closers included Brian Blonder NMLS#21977, listed 2nd in the country with the highest total VA loans closed in 2013 and 2014, and Rick Raimond NMLS#185546, listed as the 5th in the country for total VA loans closed in 2013.

2 Rate effective May 2nd, 2016. A loan amount of $250,000 and an 80% loan to value would results in 179 monthly payments of $1,725.25 followed by 1 payment of $1,725.72. Payment estimation are based on primary residence pricing in Montgomery Country, MD. Rates change daily & for full-doc loans with a minimum 740 credit score & with escrows. Payments do not include amounts for taxes and insurance premiums. Actual payments will be greater. All loans are subject to borrower qualifications, property evaluations, and credit approval. Other conditions or qualifications may result in higher rates.

*Annual Percentage Rate (APR). No-closing-cost refinancing and cash-out refinancing available at slightly higher rates.

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