CDs are predictable savings vehicles that eliminate the instability of a fluctuating market, typically offering higher rates than a regular savings account as interest rates are tied to the duration of the investment.

A choice of terms and competitive rates- CDs can be issued for business use, personal use, or trust with a beneficiary designation option.

CD Terms and Minimum Balance Requirements

30-day $5,000
90-day $500
6-month $500
(one PENALTY-FREE withdrawal after 7 days permitted)
12-month $500
24-month $500
36-month $500
48-month $500
60-month $500


Jumbo CD

$100,000 minimum balance requirement

A penalty may be assessed if a certificate of deposit is closed prior to maturity.