Capital Bank offers financing that helps your business do everything, from covering seasonal cash flow needs to being able to jump on an expansion opportunity, internationally or locally.
Term Loans give you the specific credit you need with repayment terms that can be designed to match the lifespan of the asset.
- Fixed payments and interest rates so you know what your payments are month to month
- A set maturity date with monthly repayment schedules
- Business loans up to $15 million
- Competitive interest rates
- Terms and financing structures that accommodate your needs
Lines of Credit give you the flexibility you need to manage your cash flow.
- Bridge short-term cash flow constraints, or finance growth by enabling timely purchases
- Selection of secured and unsecured, revolving or non-revolving or interest-only
- Loans as low as $2,500 up to $2 million
- Competitive interest rates
- Terms and financing structures accommodate your needs
Real Estate and Construction Commercial Loans for acquisition, development and construction from lenders who understand the market.
- Fixed and variable rates including flexible terms, at competitive rates
- Options for fully amortized interest only or balloon loans
- Supporting a wide range of commercial real estate purchase types including the purchase or refinance of owner occupied commercial or investment properties
- Access to construction loan financing with draw schedules based on stage of construction
Small Business Administration (SBA) Loan program designed to offer easier qualification and lower down payments for new asset purchases, start-ups or expansion.
- Financing up to $5 million depending on SBA loan type
- Less stringent collateral requirements
- Lower down payments, lower monthly payments and longer payment terms
- Financing available for almost every business need including real-estate purchase, expansion and renovation, equipment or inventory purchase and even export
- Bankers knowledgeable in the SBA loan program streamline the application process
