Promotional Products

Product Name Minimum
Balance to Earn APY*
Interest
Rate
Annual
Percentage
Yield
12 month CD
Minimum $10,000 new money only, each CD max $99,9999Notice of penalty for early withdrawal.
$10,000 2.00% 2.02%
12 month CD
Minimum $10,000 rollover money only, each CD max $99,9999Notice of penalty for early withdrawal.
$10,000 2.00% 2.02%
Premium Money Market Applies to Fiduciary Banking HOA/CMA $200,000 1.24% 1.25%
Premium Money Market
Balances $250,000+
$250,000 1.29% 1.30%

 

Checking & Savings

Product Name Minimum
Balance to Earn APY*
Interest
Rate
Annual
Percentage
Yield
Interest Checking $1,000 – $149,999.99 .05% .05%
$150,000 – $249,999.99 .10% .10%
$250,000 & greater .15% .15%
HSA Checking .15% .15%
Business Interest Checking
For Profit, Trust, Sole, Proprietor & Non-Profit Accounts
$100-$149,999.99 .05% .05%
$150,000 – $249,999.99 .10% .10%
$250,000 & greater .15% .15%
Money Market & Savings <$1,000 .00% .00%
$1,000-$24,999.99 .30% .30%
$25,000-$99,999.99 .45% .45%
$100,000-$249,999.99 .60% .60%
$250,000-$499,999.99 .75% .75%
$500,000 & greater 1.09% 1.10%

Effective: 07/01/2017

To request information or to open an account please contact our branch that is most convenient to you: Church St. in Rockville, MD., Executive Blvd. in North Bethesda, MD., Parkridge Blvd. in Reston, VA., Columbia Gateway Dr. in Columbia, MD., or Eye St. in Washington, D.C.
*Note: Minimum balance is required to obtain the Annual Percentage Yield (APY) and to avoid monthly maintenance service charges. Interest rates are subject to change at any time, without prior notice. Fees may reduce earnings.

For current rate information call (301) 468-8848. Fees may reduce earnings on the account. See our deposit products brochure for other terms and conditions.

Certificate of Deposit

Product Name MinimumDeposit InterestRate AnnualPercentageYield
30 Day Certificate $5,000.00 0.50% 0.50%
90 Day Certificate $500.00 1.14% 1.15%
6 Month Certificate $500.00 1.24% 1.25%
10 Month Certificate

(one withdrawal after 7 days permitted)

$5000.00 1.24% 1.25%
12 Month Certificate $500.00 2.00% 2.02%
15 Month Certificate $10,000.00 2.09% 2.10%
24 Month Certificate $500.00 1.98% 2.00%
36 Month Certificate $500.00 2.13% 2.15%
48 Month Certificate $500.00 2.18% 2.20%
60 Month Certificate $500.00 2.33% 2.36%

Effective: 07/01/2017

Note: Minimum balance is required to obtain the Annual Percentage Yield (APY). A penalty may be imposed for early withdrawals. Interest rates are subject to change at any time, without prior notice. Fees may reduce earnings.

To request information or to open an account please contact our branch that is most convenient to you: Church St. in Rockville, MD., Executive Blvd. in North Bethesda, MD., Parkridge Blvd. in Reston, VA., Columbia Gateway Dr. in Columbia, MD., or Eye St. in Washington, D.C.

Certificate of Deposit – IRAs

Product Name MinimumDeposit InterestRate AnnualPercentageYield
12 Month IRA Certificate $1,000.00 2.00% 2.02%
24 Month IRA Certificate $1,000.00 1.98% 2.00%
36 Month IRA Certificate $1,000.00 2.13% 2.15%
48 Month IRA Certificate $1,000.00 2.18% 2.20%
60 Month IRA Certificate $1,000.00 2.33% 2.36%
72 Month IRA Certificate $1,000.00 2.33% 2.36%

Effective: 07/01/2017

Note: Minimum balance is required to obtain the Annual Percentage Yield (APY). A penalty may be imposed for early withdrawals. Interest rates are subject to change at any time, without prior notice. Fees may reduce earnings.

 

Loan Rate Indices

Click on the links below to view or be taken to references that list various loan rate indices Capital Bank uses to price its loan products.

Federal Reserve Board* – H.15 Selected Interest Rates

Federal Home Loan Bank of Atlanta –FHLBank Atlanta FRC Rate October 2018