Why Capital Bank
We don’t just do SBA loans—we specialize in helping franchise owners secure them quickly and confidently.
As an SBA Preferred Lender, we have the tools, technology and experienced team to help franchisees fund with confidence.
Flexible SBA Loan Options for Franchise Owners
Whether you’re launching your first PuroClean franchise, expanding to additional territories or need working capital for restoration equipment and inventory – we have the right financing solution.
SBA 7(a) Loan
SBA Small Loan
Start, Grow or Build Your Business
How Franchise Owners Use
SBA Loans.
- Purchase a Franchise
- Outfit a Commercial Building
- Hire and Train Employees
- Access Working Capital in the Off Season
- Purchase or Lease Equipment
THE WOLF OF
FRANCHISES
See Our Feature on The Wolf of Franchises
SBA Lending the Right Way For Your Franchise Growth
What to Expect When You Work with Us
Franchise financing doesn’t need to be slow or confusing.
No hard credit pull to start.
Ready to Get Started?
Apply Now
Real Stories, Real Growth
How We Helped a PuroClean Franchisee Expand
A PuroClean franchisee needed working capital to cover labor and materials while waiting on insurance reimbursements—just one year into business.
Traditional lenders declined the request, calling it “too risky.” But at Capital Bank, we saw more than numbers—we saw experience, industry insight, and an opportunity.
Our team met the client in person, understood the challenge, and designed a loan package that helped them secure a $1M credit line and a $876K term loan for growth.
“Capital Bank didn’t treat me like a file. They heard me out, saw the opportunity, and backed me. We’ve doubled our growth since.” —PuroClean Franchise Owner




Franchise Financing Tools & Insights
Ready to Fund Your Franchise?
Let Capital Bank help you take the next step.
Not Ready to Apply?
Tell us a little about your goals and we’ll connect you with a franchise lending expert—no commitment required.
Ready to fund your franchise?
Tell us a little about your goals and we’ll connect you with a franchise lending expert—no commitment required.
Working with Capital Bank
SBA Small Loan Monthly Payment Calculator
Disclosure: Monthly payment calculations are estimates only and may vary. The above calculator assumes a 10-year term, fully amortizing loan, for working capital, debt refinancing, equipment purchases or business acquisitions only. SBA 7(a) loans under $350,000 through Capital Bank typically have a variable rate of WSJ Prime + a rate that will exceed 2.75%. Fees and closing costs will be deducted from loan proceeds at time of funding. There are no prepayment penalties and the loan may be paid-off at any time. The SBA charges a guarantee fee (with some exceptions for borrowers located in Rural or HUBZone areas) which varies by loan size and is not included in the below calculation.
*Windsor Advantage LLC is a subsidiary of Capital Bancorp, Inc.