Whether you need a business equipment loan, business acquisition financing or funding for business expansion, we’re here for you.
Financing Tailored to Your Restoration Needs
Obtaining loans for your restoration, water damage or disaster cleanup company doesn’t have to be a complicated process. That’s why we’ve created an experience that’s faster, simpler and clearer than the typical business loan process so that you can stay focused on running your company. Whether you work in restoration, remediation or disaster cleanup, our lending team is well versed in the needs of residential and commercial contractors.
We understand what it takes to run your business successfully and we have financing options that can be customized to your specific needs no matter where you are in your journey.

Mobilization
Disaster site transportation can be an unforeseen last-minute expense. Let’s help secure funding to get your restoration team moving.

Acquisition
If you are buying an existing business or franchise, our streamlined loan process will make it easier to secure the capital you need.

Equipment
Purchasing the right equipment to get the job done is critical. Our lending team will help you secure a loan that’s right for you.

Succession Planning
Getting a fair deal when you sell your business requires a solid succession plan. We can help you prepare.
What Makes Capital Bank’s Business Loans Stand Out
Securing a loan with the right bank is critical. At Capital Bank, we stand by you every step of the way. You’ll never feel uncertain or left out of the loop with a dedicated loan professional who understands funding for business expansion, financing to purchase an existing business, equipment loans, franchise business loans and any other type of business loans for restoration contractors, water damage contractors or disaster cleanup contractors.We are here to help you understand your options and choose the right solution for your business goals.
Our Lending Process
1. Connect
Introduce us to your business, your goals, and what obstacles you may be facing. Our loan officers will utilize the information you provide to create a loan tailored to your specific business needs.
2. Underwriting
We’ll work with you to make paperwork as hassle-free as possible. Our team will make sure your documents are thoroughly reviewed to ensure we have all of the information needed to get an approval decision.
3. Credit Review
Our team will review your loan application to verify it aligns with our credit requirements.
4. Approval
After approval, we will collect any final information needed and schedule a closing date.
5. Dedicated Service
Once your loan closes, the loan officer responsible for preparing your loan application will remain your first point of contact, serving as a dedicated partner in achieving your business goals.

About Us
We know you have big dreams for your restoration company. The Capital Bank Small Business Loan Team is here to provide a concierge service to restoration, water damage and disaster cleanup companies looking to start or expand their business. Our loan officers believe in a tailored loan consultation service and human-driven approach to underwriting. Our priority is to understand your goals and structure business loans with your specific needs in mind. We believe fair access to capital is essential to your success and our team is here to help you.
Our Expertise has Helped Thousands of Businesses
Here’s what some small business owners had to say about Capital Bank’s business lending team.
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