About Capital Bank

Supporting Businesses, Helping People, Strengthening Communities

About Capital Bank:

ENVIRONMENTAL, SOCIAL & GOVERNANCE REPORT 2023

Think Big, Act Local

Capital Bank has been providing exceptional banking services for over 25 years. Our commitment to people-centric banking has allowed us to help customers achieve their goals, while upholding our fiduciary duty to our shareholders. Today, Capital Bank is a subsidiary of Capital Bancorp, Inc., a publicly traded company with more than $2.43 billion in assets as of June 30, 2024 (NASDAQ: CBNK), and a member of the Federal Reserve Bank System, FDIC, and an Equal Housing Lender.

Capital Bank’s personalized approach to business banking and creative delivery of technology has fueled our continued growth. Through all the bank’s success, we have delivered meaningful client experiences by adhering to a core principle: Think Big, Act Local.

To truly understand Capital Bank’s culture, we invite you to watch this video. And don’t let the first few seconds fool you — just a few seconds in, you’ll capture the essence of who we are. You’ll hear from leaders including Ed Barry, Chief Executive Officer, and Steve Poynot, President and Chief Operating Officer, as they discuss how Capital Bank challenges the conventional way of thinking and, together, with a team, we open doors to new possibilities.

A Member of Your Community

Capital Bank is an active member of your community. We provide high-touch banking services for small and midsize businesses in the D.C., Maryland, and Northern Virginia markets. Capital Bank assigns you a dedicated banker, who listens to your needs and creates bespoke banking solutions for your business using integrated technology and personalized services.

Having an essential banking partner who truly cares about your business can make the difference between success and failure. Clients can turn to our bankers for everything from working capital to real estate financing to expansion capital, receiving support for financing needs as well as liquidity management.

We understand the local economy because we have been embedded in the community since 1999. Through economic down turns as well as upticks, we have created solutions to address our clients’ business requirements. We have the historical perspective to talk about the role your business plays in the community economy, and structure your loan or cash management approach accordingly.

Technology and Personalization

Capital Bank operates with all the technology and functionality of much larger banking institutions. We operate beyond most other banks serving small-business clients, believing in investing in the right technology that will make a difference in how our customers do business. That’s why we’ve adopted a “high tech, human touch” approach, understanding that great technology needs to be combined with support and service.

Capital Bank continues to evaluate new technology in order to find the best ways to embed them into the customer experience, even innovating new functionality within the tools and systems we use.  Our goal is to make our customers’ banking simple and easy so they can focus on their business, not their business banking.

Our commitment to technology has been in place for years and we continue to upgrade our services to keep your business competitive, customer-responsive and secure.

We are a bank that’s as agile as your business – a bank that thinks outside the box and leverages technology in innovative ways to address your unique concerns.

We are partners in your vision – challenge us to find your best solutions!