Homeowners Association Banking Services

Empowering Communities with Specialized Banking — Capital Bank is Your Financial Partner in Building Tomorrow’s Neighborhoods.

Let’s get Started

Solutions

We understand that every community is unique. That’s why we offer personalized banking solutions designed to meet the specific needs for Homeowner Associations.

HOA Deposit Accounts

Capital Bank provides a comprehensive range of deposit account options including business checking, money market accounts, CDs, and access to ICS® and CDARS® for secure management of funds exceeding $250,000, all through a single bank for your convenience.

Cash Management Solutions

Streamline your financial operations with our Cash Management Solutions. Benefit from seamless receivables collection, efficient payables management, and optimized investments, all while keeping a close eye on account activities with our advanced Online Banking, Remote Deposit, ACH, and Automatic Account Reconciliation services.

HOA Borrowing Needs

Collaborate with our seasoned industry Relationship Managers to secure the credit your HOA needs, whether for maintenance, improvements, or as an emergency line of credit. We’re committed to providing you with a loan structure that precisely fits your requirements.

Fraud Protection

Safeguarding your association’s finances is our utmost concern at Capital Bank. Rest assured, we equip you with robust fraud protection tools to defend your funds.

Discover the Capital Bank Difference

Technology-Driven Efficiency

Capitalize on our cutting-edge digital banking platforms for seamless management of finances, providing convenience and security to your board members and residents.

Industry Focused

Capital Bank has an in-depth understanding of HOA banking needs, ensuring that your association or company has the right support to thrive.

Dedicated Relationship Manager

We believe in relationships, not just transactions. Your dedicated HOA Relationship Manager will provide expert, responsive support, allowing you more time to focus on your community.

Patrick Van Der Ham

EVP, Chief Deposit Officer

Text: 240-478-7973
Email: [email protected]

Dan Selzer

SVP, Business Banking

Text: 301-512-0529
Email: [email protected]

Let Us Build the Right Solution for You

The right bank makes all the difference. We’re committed to a banking relationship that stems from closely listening to your needs. As your banking partner, we provide a personalized process and award-winning customer service. Take the next step, apply now!

Get Started Today

"*" indicates required fields