Kathy Curtis retired from Capital bank in May of 2020 after a banking career that began in 1979 at Security Pacific National bank in Oakland, CA. Prior to Capital Bank Kathy worked for Century National Bank for 16 years and during this time was the head of compliance, Loan Operations manager, Loan Documentation manager and she held positions in the Bank’s branches. She joined Capital Bank in 2002 while it was under formal agreement with the OCC and helped management to establish a sound compliance management program to satisfy those requirements. Over the years at Capital Bank her role expanded to include oversight of the Bank Secrecy Act, Fair Lending, the Community Reinvestment Act, Information Security, Internal Controls and designation as Chief Risk Officer and Enterprise Risk. She became senior manager of the Bank’s branch system in 2012 and Loan Operations/Documentation in 2017. Throughout her tenure of success in these roles, her focus was to help the bank achieve compliance with all regulatory requirements in each of its departments in a way that was efficient, utilized technology resources, recognized sensitivity to cost controls and that delivered good customer service. An additional focus was to ensure that the Bank’s relationship with the OCC as its federal regulatory authority was open and effective. She earned the designation of Certified Regulatory Compliance Manager from the American Banker’s Association in 1994. She also served on the ABA’s Compliance Executive Committee and on the editorial board of the award-winning ABA Compliance Magazine. Kathy holds a Bachelor of Arts from George Mason University. Kathy currently serves as a member of the Bank’s Audit Committee.