Capital Bank provides financing that includes acquisition, development, construction and long term financing. We work collaboratively with structure solutions that enable faster acquisitions or constructions starts that align with contractor readiness.
- Fully amortized, interest-only or balloon loans
- Up to 20-year terms
- 90% LTV available under SBA lending programs
Commercial Real Estate Loan Products for purchase or refinance of commercial properties.
- Fixed, variable, or adjustable rate options with flexible terms and competitive rates
- Supporting a wide range of purchase types from retail and office spaces to industrial or warehouse properties, income producing properties, multi-family properties and owner occupied buildings
Construction Loan Products that offer short-term construction financing.
- Quick decisions, experienced loan team familiar with local market conditions
- Access to partial funding at closing to cover previously paid costs
- Based on a draw system, funds are advanced as project milestones are completed
- Available financing for land acquisition and development, owner-occupied residential or commercial construction