Capital Bank provides financing that includes construction, acquisition, redevelopment and refinancing. We work collaboratively with structure solutions that enable faster acquisitions or constructions starts that align with contractor readiness.

  • Fully amortized, interest-only or balloon loans
  • Up to 20-year terms
  • 90% LTV available under SBA lending programs

Commercial Real Estate Loan Products for purchase or refinance of commercial properties.

  • Fixed, variable, or adjustable rate options with flexible terms and competitive rates
  • Supporting a wide range of purchase types from retail and office spaces to industrial or warehouse properties, income producing properties and owner occupied buildings
  • Loan amounts up to $6 million

Construction Loan Products that offer short-term construction financing.

  • Quick decisions, experienced loan team familiar with local market conditions
  • Access to partial funding at closing to cover previously paid costs
  • Based on a draw system, funds are advanced as project milestones are completed
  • Available financing for land acquisition and development, owner-occupied residential or commercial construction