Capital Bank provides financing that includes construction, acquisition, redevelopment and refinancing. We work collaboratively with structure solutions that enable faster acquisitions or constructions starts that align with contractor readiness.
- Fully amortized, interest-only or balloon loans
- Up to 20-year terms
- 90% LTV available under SBA lending programs
Commercial Real Estate Loan Products for purchase or refinance of commercial properties.
- Fixed, variable, or adjustable rate options with flexible terms and competitive rates
- Supporting a wide range of purchase types from retail and office spaces to industrial or warehouse properties, income producing properties and owner occupied buildings
- Loan amounts up to $6 million
Construction Loan Products that offer short-term construction financing.
- Quick decisions, experienced loan team familiar with local market conditions
- Access to partial funding at closing to cover previously paid costs
- Based on a draw system, funds are advanced as project milestones are completed
- Available financing for land acquisition and development, owner-occupied residential or commercial construction