We don’t just provide tools, we provide partnership.

Designed specifically for high balance, transaction oriented operating accounts, you’ll earn monthly credits that help you save more on Treasury Management Solutions that make sense for your business and your budget.

Every business should have a strong fraud protection strategy to reduce the risk of significant loss. Positive Pay is a powerful fraud protection tool that guards against the high cost and the headaches of fraud loss.

Capital Bank looks out for our customers, helping to ensure your money gets where it’s intended, when it’s intended — with ACH* credit transfers for direct deposit, payroll and vendor payments. Wire transfers are typically used for a one-time transfer of funds. With same-day clearing, they’re convenient for moving funds on short notice.

* Automated Clearing House
1 ACH Rules require that we implement a two business day hold between the day the funds are authorized to be deducted from your account balance, and the day on which funds are actually deducted from your account balance.

Capital Bank’s Remote Deposit helps give you back some of your day — allowing you to make deposits directly from your office, any time of day or night. Remote Deposit is a small desktop electronic check-processing scanner that lets you eliminate countless trips to the bank, helping you improve your cash flow.

Treasury management solutions that insure and protect deposits greater than the $250,000 FDIC insurance limit.

Capital Bank works with you to eliminate the barriers of account receivables to improve your cashflow, providing Business Lockbox Services that expedites funds availability and provide full data capture.

Capital Bank Cash Vault Services helps manage cash and deposits swiftly and securely. Designed for cash-intensive businesses that require continuous inventory of cash or currency, of frequent cash deposits.

Thanks to Direct Connect, you can now access QuickBooks® and Quicken without having to log in through your business banking account — plus you get the added advantage of automatic downloads, reconciliation, and more.

Instantly protect your corporate debit cards with the help of CardValet®. No matter where you are, you can have peace of mind knowing your cards are safe. Your corporate cards, on your terms.

For more information on how CardValet® can help manage corporate accounts, reach out to your business banker or watch this short tutorial on our Online Resource Center here.

Give your customers more ways to pay and you give your business a better cash position. Get one of the most effective card services processing solutions for your business — because nothing should stand in the way between you and a sale.

Take care of your employees while staying focused on your business. Our Payroll management system from Deluxe® allows you to streamline your payroll services, saving you time and money.

The Capital Bank Suite of Services was created for smaller or growing companies that don’t have complex Treasury needs, but still require tools that help manage their cash inflows and outflows cost-effectively.

Small businesses that maintain several accounts can gain greater control over cash flow and disbursements with a Capital Bank Zero Balance Account.

ZEscrow is a modern escrow and sub-accounting service that automates the processes necessary to open, close, maintain and service escrow, trust and custodial accounts. ZEscrow is a product of ZSuite Technologies, Inc.

ZEscrow Capital Portal

Capital Bank N.A. and ZSuite Technologies, Inc. are not associated with each other. ZSuite Technologies, Inc. receives compensation from Capital Bank, N.A.

Click Here for ZEscrow Terms and Conditions

Experience true convenience with ZRent® —A hassle-free all-digital system that streamlines the rent process for tenants, landlords, and property managers.

ZRent Capital Bank Portal

Capital Bank N.A. and ZSuite Technologies, Inc. are not associated with each other. ZSuite Technologies, Inc. receives compensation from Capital Bank, N.A.