Maintain as little as $1,000 in the account and begin to earn interest with no fees. The more you keep, the more you earn, along with the sophisticated technology of Online and Mobile Banking with bill pay, plus financial literacy.

Get so much for so little — check writing, interest, and more.

  • Open account with as little as $100
  • Maintain $1,000 minimum balance requirement to avoid a maintenance fee
  • Tiered interest rate, the higher the balance, the higher the rate
  • Free initial standard check order
  • Online banking with mobile banking app

Online features that let you manage your money on-the-go.

  • Access statements and 1099 tax forms, view check images, move money — all electronically
  • Manage your budget and your account with e-statements
  • Pay bills without the hassle of late payments, stamps or envelopes, set up automated payments or recurring payments
  • Bank via your smartphone or tablet with Mobile Banking – even deposit your checks
  • Access to financial literacy and identify protection education content

Access cash and make purchases across town and around the world.

  • Unlimited check writing accessibility
  • No-fee electronic transfers between Capital Bank accounts
  • No fee ACH* transactions for moving money to your Capital Bank accounts
  • MasterCard® debit card used worldwide where MasterCard is accepted with 4 non-Capital Bank ATM withdrawals fee-free every month
  • Zero-Liability and Fraud Protection from MasterCard for unauthorized purchases1

*Automated Clearing House
1 Please refer to your debit card Cardholder Agreement. Rules will apply.