Positive Pay is an automated fraud detection tool that reduces losses and liability due to check and ACH* debit fraud. Available for a low monthly fee.

Check fraud detection — at the teller line and daily clearing.

  • Intercepts potentially fraudulent checks before they are drawn on your Capital Bank account
  • Verification and authentication that check was issued by your business
  • Automated email fraud alerts when ACH and check exceptions presented
  • Secure web interface eliminates need for software
  • Integrates with Capital Bank teller system, providing in-branch and ACH defenses
  • Assures timely return of unauthorized checks and ACH debit items
  • Stops all ACH debits from posting to your accounts, except those you specifically authorize

*Automated Clearing House