Business Loans for Restoration Companies

Let us help you get the capital to move your business forward. Whether you need a business equipment loan, business acquisition financing or funding for business expansion, we’re here for you.

Contact a Lender

Financing Tailored to Your Restoration Needs

Obtaining loans for your restoration, water damage or disaster cleanup company doesn’t have to be a complicated process. That’s why we’ve created an experience that’s faster, simpler and clearer than the typical business loan process so that you can stay focused on running your company. Whether you work in restoration, remediation or disaster cleanup, our lending team is well versed in the needs of residential and commercial contractors.

We understand what it takes to run your business successfully and we have financing options that can be customized to your specific needs no matter where you are in your journey.


Disaster site transportation can be an unforeseen last-minute expense. Let’s help secure funding to get your restoration team moving.


If you are buying an existing business or franchise, our streamlined loan process will make it easier to secure the capital you need.


Purchasing the right equipment to get the job done is critical. Our lending team will help you secure a loan that’s right for you.

Succession Planning

Getting a fair deal when you sell your business requires a solid succession plan. We can help you prepare.

What Makes Capital Bank’s Business Loans Stand Out

Securing a loan with the right bank is critical. At Capital Bank, we stand by you every step of the way. You’ll never feel uncertain or left out of the loop with a dedicated loan professional who understands funding for business expansion, financing to purchase an existing business, equipment loans, franchise business loans and any other type of business loans for restoration contractors, water damage contractors or disaster cleanup contractors.We are here to help you understand your options and choose the right solution for your business goals.

Our lending process



Introduce us to your business, your goals, and what obstacles you may be facing. Our loan officers will utilize the information you provide to create a loan tailored to your specific business needs.



We’ll work with you to make paperwork as hassle-free as possible. Our team will make sure your documents are thoroughly reviewed to ensure we have all of the information needed to get an approval decision.


Credit Review

Our team will review your loan application to verify it aligns with our credit requirements.



After approval, we will collect any final information needed and schedule a closing date.


Dedicated Service

Once your loan closes, the loan officer responsible for preparing your loan application will remain your first point of contact, serving as a dedicated partner in achieving your business goals.

About Us

We know you have big dreams for your restoration company. The Capital Bank Small Business Loan Team is here to provide a concierge service to restoration, water damage and disaster cleanup companies looking to start or expand their business. Our loan officers believe in a tailored loan consultation service and human-driven approach to underwriting. Our priority is to understand your goals and structure business loans with your specific needs in mind. We believe fair access to capital is essential to your success and our team is here to help you.

Our Expertise has Helped Thousands of Businesses

Here’s what some small business owners had to say about Capital Bank’s business lending team.

Matt Vanchina, President/Owner
Paul Davis Restoration of the Carolina Coast

I am grateful for Capital Bank’s ability to form a more personal yet professional relationship with my business, unlike other banks, which really do make you feel like just a number. This makes quite a difference. Customer service is clearly a high priority.

Cody Encarnacion, President/Owner
Turbo Green Services Solutions LLC

“I totally recommend. The customer service is excellent. If you are starting or have your small business and need a loan or credit line for your business stop by Capital Bank.”

Restoration FAQ

Following significant damage to a home caused by floods and fires, water damage, sewage backup, and other major events, restoration companies are often the first on the scene. A restoration company’s job is to clean up the mess and to protect the home and everything in it from further damage.

Work of this kind requires a great deal of labor and equipment to do the job quickly and effectively. Business loans for restoration companies, water damage businesses and disaster clean up contractors are often necessary to help build a strong company that can handle customer emergencies of any size.

To qualify for a restoration company business loan, you’ll need to:

  • Have been in business for at least two years
  • Have good credit
  • Meet a minimum annual revenue
  • Know what loan payments you can afford

Let Us Build the Right Solution for You

The right bank makes all the difference. We’re committed to a banking relationship that stems from closely listening to your needs. As your banking partner, we provide a personalized process and award-winning customer service. Take the next step, apply now!


Start Your Application Today
Business Loans Starting at $150,000

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