Why Capital Bank

We don’t just do SBA loans—we specialize in helping franchise owners secure them quickly and confidently.

  • Franchise Focused

    We understand your needs-from startup funding to bridging cash flow or fueling growth.

  • Accel Platform

    We have the power to take an application through closing in as little as 45 days for SBA loans up to $350,000.

  • Dedicated SBA Experts

    You’ll work with seasoned SBA professionals who will ensure your application is handled with expertise and precision.

  • Proven Track Record

    We’ve helped thousands of small business owners secure over $550M in SBA financing—and counting.

As an SBA Preferred Lender, we have the tools, technology and experienced team to help franchisees fund with confidence.

Flexible SBA Loan Options for Franchise Owners

Whether you’re launching your first PuroClean franchise, expanding to additional territories or need working capital for restoration equipment and inventory – we have the right financing solution.

 

SBA 7(a) Loan

Up to $5 Million for Eligible Businesses

Great for Business Acquisitions

Increased Flexibility Compared to Conventional Loans

Learn More

SBA Small Loan

Up to $350,000 for Eligible Businesses

Great for Working Capital

Expedited Funding Timelines

Learn More

Start, Grow or Build Your Business

How Franchise Owners Use

SBA Loans.

Small Business Administration Loan Programs give entrepreneurs the power. You choose how to use the funds to grow your business.

  • Purchase a Franchise
  • Outfit a Commercial Building
  • Hire and Train Employees
  • Access Working Capital in the Off Season
  • Purchase or Lease Equipment

What to Expect When You Work with Us

Franchise financing doesn’t need to be slow or confusing.
No hard credit pull to start.

Initial Consult
Meet with a Banker to Tailor a Loan to Your Goals
Document Collection
Upload your docs in our online portal.
Underwriting
Our team processes your paperwork.
Approval
Get approved and get ready for funding.
Loan Funding
Use your loan to grow your business.

Ready to Get Started?

Apply Now

 

Real Stories, Real Growth

How We Helped a PuroClean Franchisee Expand

A PuroClean franchisee needed working capital to cover labor and materials while waiting on insurance reimbursements—just one year into business.

Traditional lenders declined the request, calling it “too risky.” But at Capital Bank, we saw more than numbers—we saw experience, industry insight, and an opportunity.

Our team met the client in person, understood the challenge, and designed a loan package that helped them secure a $1M credit line and a $876K term loan for growth.

“Capital Bank didn’t treat me like a file. They heard me out, saw the opportunity, and backed me. We’ve doubled our growth since.”
 —PuroClean Franchise Owner

Client Need Icon Client Need
Short-term capital to bridge insurance reimbursement delays.
Challenge Icon Challenge
Too “risky” for traditional lenders due to only 12 months in business.
Approach Icon Approach
Relationship-led lending + confidence in repayment model
Outcome Icon Outcome
$1M credit line → $2M, plus $876K term loan. Business now scaling.

PuroClean Logo

Franchise Financing Tools & Insights

Ready to Fund Your Franchise?

Let Capital Bank help you take the next step.

Apply for Financing: the SBA 7(a) Loan Application at Capital Bank

Thank you for your interest in small business financing. Please complete the SBA loan application below. A member of our team will reach out shortly to discuss your options for small business financing.

 

Not ready to apply?

Tell us a little about your goals and we’ll connect you with a franchise lending expert—no commitment required.

 

 

Working with Capital Bank

SBA Preferred Lender
We offer a more streamlined process for SBA lending.
$550M+ Loans Funded
Trusted by business owners across industries.
Top Performing Bank
American Banker ranked Capital Bank as a top 10 banks in the nation.