Certificate of Deposits (CDs) and Savings

Get faster, higher returns on your savings.

Start saving today for a better tomorrow with a personal or business online CD account.

Personal CD

5.25% ^APY*

9 Month CD

One no penalty withdrawal
$5,000 minimum to open

Apply for a Personal CD¹

Business CD

5.25% ^APY*

9 Month CD

One no penalty withdrawal
$5,000 minimum to open

Apply for a Business CD²

How it works

Opening an account is easy

We’re here for you to maximize your earnings with each CD account.

Fast returns

See a return on your savings  in less than a year.

Maximized flexibility

Have one time access to funds, without penalty, 7 days after opening.

FDIC Insured

Capital Bank CD balance: are insured up to the FDIC.
Allowable limits

*Annual Percentage Yield for Deposit Rates on Certificate of Deposit accounts as of 3/4/24. Minimum balance is required to obtain the annual percentage yield (APY) is $5,000. One withdrawal without penalty is allowed after 7 days from opening date. An early withdrawal penalty may apply thereafter prior to the maturity date. Fees may reduce earnings. APY listed as of 3/4/24 and is subject to change at any time without notification. To be eligible for the special rate, funds to open the CD must come from an external (non-Capital Bank) account.

Business types eligible for online account opening include: Corporation, corporation not for profit, LLC, general partnership, LLP, sole proprietorship, organization, organization not for profit

Limited time offer on personal and business CDs with 5.25% APY*