The Capital Bank Personal Checking account is designed to work around your lifestyle — with the convenience of Online & Mobile Banking with mobile check deposit you can access your account whenever, wherever. Plus, you can access our online financial literacy education and stay abreast of new ways to manage your money and secure your identity.

Easy to open and easy to maintain.

  • Open an account with as little as $100
  • No monthly fee and no minimum balance requirement
  • Free initial standard check order
  • Online banking with mobile banking app

Online features that let you manage your money on-the-go.

  • Access statements and 1099 forms, view check images, move money — all electronically
  • Manage your budget and your account with e-statements
  • Pay bills without the hassle of late payments, stamps or envelopes, set up automated payments or recurring payments
  • Bank via your smartphone or tablet with Mobile Banking – even deposit your checks
  • Access to financial literacy and identify protection education content

Access cash and make purchases across town and around the world.

  • Unlimited check writing accessibility
  • No-fee electronic transfers between Capital Bank accounts
  • No fee ACH* transactions for moving money to your Capital Bank accounts
  • MasterCard® debit card used worldwide where MasterCard is accepted with 4 non-Capital Bank ATM withdrawals fee-free every month
  • Zero-Liability and Fraud Protection from MasterCard for unauthorized purchases1 

*Automated Clearing House
1 Please refer to your debit card Cardholder Agreement. Rules will apply.