Careers

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ABOUT THIRD PARTY LINKS ON OUR SITE
The Bank offers links to other third party websites that may be of interest to our website visitors. The links provided in our website are provided solely for your convenience and may assist you in locating other useful information on the Internet. When you click on these links you will leave the Bank’s website and will be redirected to another site. These sites are not under control of the Bank. The Bank is not responsible for the content of linked third party websites. We are not an agent for these third parties nor do we endorse or guarantee their products. We make no representation or warranty regarding the accuracy of the information contained in the linked sites. We suggest that you always verify the information obtained from linked website before acting upon this information. Also, please be aware that the security and privacy policies on these sites may be different than the bank’s policies, so please read third party privacy and security policies closely. If you have any questions or concerns about the products and services offered on linked third party websites, please contact the third-party directly.

Melissa D. Marsal

Melissa is the President & CEO of Capital Bank and has been with the Bank for over a decade.  She is responsible for overseeing all of the banks’ operations and long-term strategy.

Melissa and her team of Commercial Account Service specialists are dedicated to designing cash management solutions for the Bank’s business customers. Through the Bank’s partnership with RiskScout, Melissa and her team help to provide a first-class onboarding and client experience that reduces the time to open an account from weeks to a matter of hours.

A. Riddick Skinner

Riddick joined Capital Bank in 2011 and leads the Bank’s Government Guaranteed Lending division. Providing strategic and business development oversight, Riddick is responsible for all SBA and USDA front-end loan production, including pricing, creative structuring, product diversity and strategic partnerships.

Riddick and his team have helped provide over $1 billion in loans to more than 500 entities. Riddick’s primary niche has been within the solar electric power generation space through USDA’s Rural Energy of America Program (REAP).  Riddick graduated from North Carolina State University and has over 20 years of experience in the banking industry.

In Memory, Eric J. Bergevin

Eric was both President & CEO of Capital Bank and its parent company, Integrated Financial Holdings, Inc. (“IFH” formerly known as Capital Bancorp, Inc). In his roles, Eric established the overall vision and strategic direction of IFH and all of its wholly-owned subsidiaries. Eric was a Member of the North Carolina State Banking Commission that supervises, directs and reviews the activities of the Office of the Commissioner of Banks and served as a Member of the Board of Directors at Dogwood State Bank. Eric’s prior experiences include Advisory Board Member of the Federal Home Loan Bank of Chicago, CEO of Morehead City-based Sound Bank, President & CEO of New Vision Mortgage, President of Anova Financial Corporation and Senior Vice President & Chief Operating Officer of OBA Bank. Throughout his 30-year career in the banking industry, Eric was active in establishing, acquiring, selling and recapitalizing banks and other financial services companies, as well as being the lead organizer of a de novo bank. Eric earned a Bachelor’s and Master’s in business from The University of Alabama.