Kathy joined Capital Bank in December 2010 and is currently responsible for the Bank’s credit administration function including credit policy, loan approval process, loan quality, portfolio risk management, and special assets. Kathy is an active member of the Bank’s Management Loan Committee, Credit Loan Committee, and Church Street Mortgage Risk Committee. Since joining, Kathy has successfully managed the reduction in the Bank’s criticized, classified and overall NPA levels.

Kathy’s prior banking experience includes a 20 year career with Equitable Bank, headquartered in Wheaton, Maryland. In her position as Senior Vice President, Kathy was responsible for managing the Bank’s loan origination and credit administration functions and managed the residential mortgage loan origination division. In addition, she served as Corporate Secretary. As a member of the Senior Management Team, Kathy played a key role in Equitable Bank’s conversion from a mutual savings and loan association to a publicly traded bank.

Following the sale of the bank in 2003, Kathy continued her community banking career in various consulting and loan origination positions. She also obtained her Maryland real estate license and worked for a small brokerage until 2007. Kathy joined Fannie Mae’s multifamily legal team in 2007 as a paralegal in the Housing and Community Development division providing support in the revision and re-launch of the Delegated Underwriting and Servicing (DUS) Guide.

Kathy is a graduate of University of Maryland University College with a major in finance and minor in business law. She is a lifelong resident of Montgomery County, is married and has four children.

Eric M. Suss began his tenure at Capital Bank in 2012. His job is to attract, retain and develop the best talent in a highly competitive market — and he does. Capital Bank is privileged to have some of the industry’s top talent among its ranks.

Eric is also responsible for such areas as compensation, benefits, employee relations and internal communications, to name but few. With all these “pieces” in concert, he can ensure the right people are in place to drive the company to achieve its objectives.

Eric brought more than a decade of experience in HR to Capital Bank. He takes great pride and satisfaction out of recruiting talent into the organization and watching them be successful. He also enjoys working internally with management partners to strategize about how to solve complex problems around organizational design to ensure Capital Bank remains nimble and on target to reach our goals.

“Working at Capital Bank provides employees with an opportunity to be hands-on and directly impact the success of customers and/or employees. If you’re tired of working for an organization that is not willing to listen to your ideas, and you want direct access to the Executive Team, then Capital Bank is the place for you!”

Gary joined Capital Bank in early 2020 as Executive Vice President, Chief Risk/Compliance Officer. Gary is a welcome addition to the Bank as he brings 15 years of experience implementing and managing risk in publicly traded financial institutions. His experience is comprehensive yet diverse, with a background in Appraisal Review, Bank Secrecy Act/Anti-Money Laundering Compliance, Enterprise Risk Management and Information Security — as well as Internal Audit, Loan Review, Regulatory Compliance, Security/Fraud Investigations, and Vendor Risk Management.

Previously, Gary served in several senior risk management roles at community banks across the country, including as Senior Vice President, Deputy Chief Risk Officer for Banc of California, NA, and as Executive Vice President, Chief Risk Officer for both Los Alamos National Bank and First Place Bank.

Prior to his banking career, Gary worked in Assurance Services in the public accounting sector. Also on his “resume” is Certified Public Accountant, Certified Anti-Money Laundering Specialist, Certified Sarbanes-Oxley Expert, and Certification in Risk and Information Systems Control.

Gary attended the ABA Stonier Graduate School of Banking at the University of Pennsylvania and earned his Stonier Diploma and Wharton Leadership Certificate. In addition, Gary earned a Master of Accountancy from the Jack C. Massey Graduate School of Business at Belmont University and a Bachelor of Business Administration in Accounting and Legal Studies from the University of Miami.

What makes Gary especially excited about joining the Capital Bank team is the opportunity to leverage his past experience to help the Bank grow to the next level in a “safe and sound” way.

Karl Dicker joined Capital Bank, N.A. as Executive Vice President, Chief Operating Officer in 2018.

Karl is a strategic, results driven leader with a proven track record of driving growth, transformation and innovation across business and functional areas. Prior to joining Capital Bank, Karl was Senior Vice President at Capital One Bank where he led Treasury Management Strategy, Marketing & Analytics and served as Head of Enterprise Payments. He spent more than 16 years at Capital One in various roles across the consumer, business and commercial business lines including corporate strategy, operations, sales enablement, business transformation and analysis.

Karl received a Bachelors of Science in Civil Engineering from Worcester Polytechnic Institute, and a Masters of Business Administration from the Fuqua School of Business at Duke University.

Scot Browning joined Capital Bank as President in April 2002. He has over 30 years of banking experience, with a concentration in commercial lending. He currently oversees the commercial lending department, which has grown from $13 Million to over $550 Million in funded loans, during his tenure. In addition, he manages loan administration and business development. Mr. Browning also serves on the board of Capital Bank and Capital Bancorp, its holding company.

Scot and his team are focused on partnering with customers and tailoring specific solutions to help each individual client achieve their goals, grow their business and create jobs in the local community.

Prior to joining Capital Bank, Mr. Browning was with United Bank, F&M Bank Allegiance and Century National Bank.

Scot is actively involved in local community development and service organizations. Mr. Browning currently serves on the Board of Directors of the Community Ministries of Rockville (CMR), a non-profit focused on improving the quality of life for the most vulnerable of Montgomery County residents by providing basic services including housing, healthcare, homecare, education, and emergency assistance. He serves on the Rockville Economic Development, Incorporated (REDI), a public-private partnership formed in 1997 by the City of Rockville to strengthen and broaden the city’s economic base through business entrepreneurship. Mr. Browning is also the District Chair and member of Stetson University’s Alumni Board and is a member of the University of Maryland, University College (UMUC) Graduate Financial Management & Accounting Programs Advisory Board. He has served as a member on the Board of the Rockville Chamber of Commerce.

Mr. Browning is a graduate of Stetson University with a major in economics and finance. He is married and has 2 children.

Prior to joining Capital Bank, Mr. Lindarev served as Executive Vice President, Chief Information Officer of American National Bank, where he led the development of a digital bank and Banking-as-a-Service business line. His extensive background also includes leadership roles at Comerica Bank and American Express, focusing on technology operations, data and cybersecurity, and digital innovation.

As CIO, Mr. Lindarev will partner with Capital Bank’s CEO, Executive Management Team, and Board of Directors to spearhead the vision and leadership for the bank’s IT Systems and Infrastructure. His role is pivotal in developing and implementing information technology initiatives that align with the bank’s strategic goals to support innovation and growth. Mr. Lindarev will oversee all areas of technology, including infrastructure operations, information and cybersecurity, enterprise applications/integration, testing, software engineering, and strategic delivery.

Steven M. Poynot is Chief Executive Officer and President of Capital Bank. He has brought multiple decades of experience driving enterprise growth, scaling operations, and delivering customer-focused banking strategies across commercial banking, credit, operations, and technology.

Since joining Capital Bank in October 2022 as Executive Vice President and Chief Operating Officer, and later serving as President and Chief Operating Officer, he has led the bank’s day-to-day operations while directly overseeing divisional leadership across sales, credit, branch banking, product, and operations, helping position the organization for long-term growth.

Before joining Capital Bank, he served as Executive Vice President and Chief Operating Officer of F&M Trust overseeing Commercial and Retail Banking, Information Technology, Deposit and Loan Operations, Project Management, and Facilities.

Earlier in his career, Steven spent more than 17 years with Howard Bank, holding several executive leadership roles, including Executive Vice President and Chief Information Officer and Chief Credit Officer. During that time, he played a key role in building the bank’s commercial banking infrastructure, including establishing the Credit department and Client Services Support Team.

A strong advocate for community engagement, Steven currently serves on the Board of Directors for House of Ruth Maryland as Treasurer. His prior community leadership includes ten years on the Board of the Howard County Arts Council, including service as President and Treasurer, as well as board service with the Bright Minds Foundation, supporting Howard County Public Schools. He has served on multiple community and civic committees, including the Howard County Spending Affordability Committee.

He has been recognized as a Next Leader in Banking by the Maryland Bankers Association, Howard County’s Finest 39 Under 39 by the Cystic Fibrosis Foundation, and a Baltimore Business Journal 40 Under 40 honoree.

Steven earned his Master of Business Administration from Loyola University Maryland and holds a Bachelor of Business Administration from the University of Baltimore.

Ed Barry joined Capital Bank as Chief Executive Officer of the Bank and Holding Company in September 2012.  In 2026, he shed most of his day-to-day activities but retained his role as Holding Company CEO. Currently, he is focused on investor relations, M&A, strategic initiatives and select operating responsibilities.

Under his tenure as CEO starting in 2012, the bank has grown ~10x in size to $3.5B in assets and rapidly expanded throughout DC, Baltimore and nationwide areas. Mr. Barry architected the strategy of focusing niches and verticals by leveraging technology, marketing, data and analytics to power top-tier results.  The bank currently operates a diversified business model across Commercial Banking, Government Guaranteed Lending, Mortgage, Credit Cards and Servicing business lines, all of which have grown considerably under his tenure.  He diversified revenue streams by scaling fee-based businesses through digital channels and products to account for over 20% of revenues.  In 2018, he led the company to a successful IPO and the stock has increased over 100% since then, greatly outperforming industry benchmarks.

Capital Bank has consistently been recognized as one of the top banks in the U.S. due to its financial and risk performance and has been named six times as one of the Top Banks to Work to Work For by American Banker.

Mr. Barry was named the Ernst & Young Entrepreneur of the Year, Mid-Atlantic region, in 2017.  He has been featured on NBC, Fox, NPR, Bloomberg, CBS, CNBC, Wall Street Journal, New York Post, American Banker, ABA Marketing, Euromoney, NASDAQ, Washington Business Journal and the Washington Post.  He is frequently invited to speak on industry panels. 

Previously, Mr. Barry was Senior Vice President, Product Marketing and Analytics for Capital One Bank where he led the product, analytics and marketing teams for the Small Business division.  Prior to Capital One, Mr. Barry worked at Bank of America as a Strategy Consultant for EY/Capgemini.

Mr. Barry received his Bachelor of Science in Industrial Relations from Cornell University and a Master of Business Administration from the Darden Graduate School of Business at the University of Virginia.

He has served as Chairman of the Board of the Make-A-Wish Foundation, Mid-Atlantic, and as the Co-Chair for the Leukemia & Lymphoma Society’s Light the Night event.  Mr. Barry is married and lives in Virginia with his wife and three children. 

Steve has nearly 30 years of banking experience and recently joined Capital Bank in 2019. In addition to overseeing the audit function and IT for Capital Bank, he is responsible for the financial management of the Holding Company and the Bank.

Prior to his tenure, Steve was the Chief Financial Officer at Paragon Bank and Chief Accounting Officer at Capital Bank Financial Corporation, working to help develop strategies to maximize shareholder value.  He also spent time as an Audit Manager at McGladrey. He serves as an Executive Board Member and Director of Finance for the Boy Scouts of America and holds a degree in Accounting from North Carolina State University.