With her extensive experience and remarkable achievements in the banking industry, Ms. Scully brings valuable insights and a strong leadership acumen to the board.

A lifelong banker with over 40 years of diverse experience in the Maryland marketplace, she co-founded Howard Bank and served as its Chief Executive Officer and Chairperson of the board of directors until its merger with FNB of Pennsylvania in 2022. Under her leadership, she successfully led both organic growth initiatives and strategic acquisitions, positioning Howard Bank as the largest locally headquartered banking company in the Greater Baltimore region, with over $2 billion in assets. Prior to Howard Bank, Mary Ann held various senior positions at Allfirst Bank, where she played instrumental roles in regional banking, community banking, strategic planning, mergers and acquisitions, and international banking.

In 2022, Mary Ann was honored as CEO of the Year by the Baltimore Business Journal, reflecting her enduring commitment to excellence. The same year, she was recognized by The Maryland Chamber of Commerce with her induction into the Business Hall of Fame. Named one of the Top 25 Women to Watch in Banking by American Banker, Ms. Scully was also awarded Industrialist of the Year 2018 from the Baltimore Museum of Industry, highlighting her lasting impact on the Baltimore business and banking community.

Ms. Scully’s impact extends beyond the banking industry. She serves as a director and member of the Executive Committee of the Enoch Pratt Library, vice chair of the board of Mount St Joseph College high school, and has been actively involved in various community organizations, including Catholic Charities and The Community Foundation of Howard County.

As Dean of the Sellinger School of Business, Mary Ann Scully is tasked with leveraging the historical strength of the undergraduate and graduate programs, renewing their focus on the needs of employers and the success of a new generation of students. Ms. Scully received her MBA from Loyola and her BA from Seton Hill University. She is a Loyola University Alumni laureate and a Seton Hill University Distinguished Alumna.

Professional Experience:

Fred founded The Dominion Group in 2002.  The Dominion Group is comprised of five business models.

• Dominion Properties is a fix & flip renovation company that operates throughout the State of Maryland that will renovate and sell about 70 properties in 2017. Dominion also operates in the affordable single family rental space and owns approximately 600 single family rental units in the Baltimore area.
• Dominion Financial Services is a private lender in 30 states that will originate about 120M in single family fix & flip and small commercial loans this calendar year 2017.
• Dominion Management is a specialized property manager that manages over 700 single family houses in the Baltimore area including the properties owned by Dominion.
• Dominion Insurance is a captive Insurance company formed in 2016 to insure the business risks associated with all the Dominion Group of Companies.  This company has been a vital addition to the enterprise and adds a strategic element of risk mitigation for the entire Dominion platform.

Fred provides daily strategic oversight in all of The Dominion Group companies with a special focus on operations and fundraising.  Fred subscribes to the philosophy that in order be successful long term, you must provide real value to your clients.   For Dominion, this includes our private lending borrower, our fix/flip homeowner buyers, and our residents (tenants).

Fred founded Capitol Graphics in 1985 as a specialty supplier of imprinted apparel while in his sophomore year at the George Washington University.   Fred continued this imprinted apparel venture after college where he built the enterprise into a national business that was ultimately merged with Logotel, Inc a national supplier of imprinted apparel.    Fred took over as President of Logotel in 1998 until his departure in 2001.

Boards and Organizations:

B’Nai Shalom of Olney: Fred has been on the Board of Trustees of his community Synagogue B’nai Shalom of Olney since 2009 and is currently serving a two year term as the President.

Regal Bank of Trust: Fred served as a Director on both the Board of the Bank and the Holding Company from 2008 through 2015.

Family & Recreation:

Fred has been married to his wife Jill since 1994 and has three kids, Rachel 21 a senior at Tulane University, Max 19 a high school senior, and Natalie 15 a high school sophomore.

Fred is an avid softball player and is the coach of his Sunday morning Synagogue softball team.

Deborah Ratner Salzberg is a Partner at RMS Investment Group, a family office specializing in real estate and financial investing.  Deborah has spent over 35 years in the real estate sector, most recently serving as the DC Region Chairman of Brookfield Properties. Prior to joining Brookfield, Deborah was President of Forest City Washington, Inc., a division of Forest City Realty Trust a national real estate firm that specialized in the development, construction, ownership and management of mixed-use, commercial, and residential projects.  Ms. Salzberg began her professional career as a trial attorney in the Civil Division of the U.S. Department of Justice. She serves on the boards of two public companies, CubeSmart and Capital Bank and is on the Board of Trustees for Kenyon College, The Foundation for National Archives and Planet Word. Ms. Salzberg is a member of the Real Estate Advisory Committee (REAC) for the New York State Common Retirement Fund, a member of the board of the University of Pennsylvania Institute of Urban Research and is the Chairman of the Federal City Council.

Randall J. Levitt is an attorney with expertise in real estate transactional law and estate planning.  He currently serves as the President of Nellis Corporation, a private capital management firm that manages a national portfolio of commercial real estate and provides wealth advisory services.  Levitt serves on the Board of Capital Bank, N.A. and is a member of the Loan, Finance and the Asset/ Liability committees.  Levitt also serves on the board of Capital Bancorp, Inc. and in this role he is a member of the Audit committee.

Levitt is a trustee of the United Jewish Endowment Fund of the Jewish Federation of Greater Washington, also serving as Chair of that organization’s Investment committee.  He also co-chairs the Washington, D. C. metropolitan area real estate division of the American Israel Public Affairs Committee.

Scott Brannan is Managing Director of the Mitchell & Emily Rales Family Office. Prior to joining the family office, he served as Chief Financial Officer and, prior to that, as Chairman of the Audit Committee of the Board of Directors of Colfax Corporation, a publicly traded industrial manufacturing company operating in over 70 countries. At Colfax, Brannan oversaw the financing of the company’s growth, from less than $1 billion in annual revenue to over $4 billion. He also led financial reporting, treasury, taxation, risk management, investor relations and pensions.

Brannan’s corporate experience also includes over a decade at Danaher Corporation, where he held various positions in finance, including Vice President-Administration & Controller and Chief Accounting Officer. In total, Brannan has participated in over 50 acquisitions, including the strategic analysis, diligence and integration phases. His experience also includes public accountancy, where he most recently served as partner in charge of professional standards for a large regional firm. Brannan’s career began at Arthur Andersen & Co., with client engagements principally in manufacturing, technology and life sciences, with significant international exposure.

Joshua Bernstein is Chief Executive Officer of Bernstein Management Corporation, a regional leader in real estate management, investment and development since 1953, and its investment affiliate Bernstein Development Corporation. With its investment affiliates, Bernstein Management owns and manages 90 properties, comprising more than four million square feet of commercial space and over 5,000 apartments in Washington, DC, Maryland, and Virginia.

Bernstein serves as a member of the Executive Committee of the Federal City Council and is a Director on the Washington Board of SunTrust Bank. He is a past Board Chair of the Meyer Foundation and the Sidwell Friends School, and is President of the Diane and Norman Bernstein Foundation, an organization working to address the deficit in housing affordability in the DC area.

As a member of the Board of Directors of Capital Bank, Bernstein brings a perspective on corporate and strategic decisions to the bank. He also endeavors to be an ambassador for Capital Bank, making introductions to individuals who can benefit from a strategic partnership with the bank.

Jerome R. Bailey is a Managing Member of Bailey Real Estate Holdings, LLC in Washington, DC.  Bailey Real Estate Holdings, LLC develops residential and commercial real estate and has assisted the District of Columbia’s initiative to house homeless, transitional, and disabled families by offering affordable housing to low-to-moderate income residents. Bailey also has expertise in acquiring, financing and developing multi-family properties.

Bailey is a Managing Member of Redwood Ventures, LLC, a full service development and construction firm focused on redeveloping neglected and underutilized residential and commercial buildings throughout the District. In addition, he is a Managing Member of Smith Commons, LLC a restaurant located in the H Street corridor.

As a Capital Bank Board Member, Bailey brings the right blend of strategic and entrepreneurial acumen that will help guide Capital Bank to continued success.

James Whalen is the Chief Executive Officer of Investment Properties, Inc., a commercial real estate development and asset-management company located in Rockville, Maryland. Mr. Whalen has developed over 1,000,000 ft.² of Class A office, industrial and multifamily projects in the Washington metropolitan area and his company continues to provide a full spectrum of asset management services for projects developed by the firm and third parties.

Whalen joined the Board of Directors of Capital Bank in 2001 and he remains passionate about serving the community by helping individuals and businesses attain their goals. Mr. Whalen has previously served on several boards including the Board of Trustees of St. John’s Episcopal School and as a director on the boards of Congressional Motors, Inc.

Whalen also serves on the Bank’s Loan, Human Resources, Asset Liability, Compensation, Executive and Governance Committees.

Steven J. Schwartz is an attorney and certified public accountant with experience as diverse as it is robust. For over 30 years, Schwartz has been chief financial officer and general counsel to a group of companies involved in general contracting, construction, real estate development, property management, broadcasting, telecommunications, software development and wholesale distribution.

Schwartz is the founder and Portfolio Manager of Prudent Capital, a mezzanine debt provider with a mission to provide profitable, later stage operating businesses with cost-effective capital. He served as a Director of a community bank from 1995 until its sale in 1998. Since 2002, Schwartz has served on the Board of Capital Bank, N.A.

Today, Schwartz is Chairman of the Audit Committee and a member of the Executive and Governance Committees. He is also Chairman of the Capital Bank’s Divisions Committee and a member of the Loan and Human Resources Committees. In every capacity, Schwartz has been instrumental in helping Capital Bank become — and remain — a leading bank in the greater D.C. metropolitan area.

Mr. Kaye joined Capital Bank in November 2022 and serves as Executive Vice President, Chief Marketing Officer with over 15 years experience leading strategy and creative across brand, acquisition and product innovation. Prior to joining Capital Bank, since 2019, he served as a Director of Innovation, Partner at Meaningful Works, leading cross-disciplinary teams, developing digital lines of business, and account development. Prior to his time at Meaningful Works, he founded High Pressure Zone and partnered with industry leaders to build and launch customer-centric products and brands. Mr. Kaye graduated from UCLA with a Bachelor of Fine Arts degree in Design Media Arts.