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ABOUT THIRD PARTY LINKS ON OUR SITE
The Bank offers links to other third party websites that may be of interest to our website visitors. The links provided in our website are provided solely for your convenience and may assist you in locating other useful information on the Internet. When you click on these links you will leave the Bank’s website and will be redirected to another site. These sites are not under control of the Bank. The Bank is not responsible for the content of linked third party websites. We are not an agent for these third parties nor do we endorse or guarantee their products. We make no representation or warranty regarding the accuracy of the information contained in the linked sites. We suggest that you always verify the information obtained from linked website before acting upon this information. Also, please be aware that the security and privacy policies on these sites may be different than the bank’s policies, so please read third party privacy and security policies closely. If you have any questions or concerns about the products and services offered on linked third party websites, please contact the third-party directly.

Randall J. Levitt


Randall J. Levitt is an attorney with expertise in real estate transactional law and estate planning.  He currently serves as the President of Nellis Corporation, a private capital management firm that manages a national portfolio of commercial real estate and provides wealth advisory services.  Levitt serves on the Board of Capital Bank, N.A. and is a member of the Loan, Finance and the Asset/ Liability committees.  Levitt also serves on the board of Capital Bancorp, Inc. and in this role he is a member of the Audit committee.

Levitt is a trustee of the United Jewish Endowment Fund of the Jewish Federation of Greater Washington, also serving as Chair of that organization’s Investment committee.  He also co-chairs the Washington, D. C. metropolitan area real estate division of the American Israel Public Affairs Committee.

Scott Brannan


Scott Brannan is Managing Director of the Mitchell & Emily Rales Family Office. Prior to joining the family office, he served as Chief Financial Officer and, prior to that, as Chairman of the Audit Committee of the Board of Directors of Colfax Corporation, a publicly traded industrial manufacturing company operating in over 70 countries. At Colfax, Brannan oversaw the financing of the company’s growth, from less than $1 billion in annual revenue to over $4 billion. He also led financial reporting, treasury, taxation, risk management, investor relations and pensions.

Brannan’s corporate experience also includes over a decade at Danaher Corporation, where he held various positions in finance, including Vice President-Administration & Controller and Chief Accounting Officer. In total, Brannan has participated in over 50 acquisitions, including the strategic analysis, diligence and integration phases. His experience also includes public accountancy, where he most recently served as partner in charge of professional standards for a large regional firm. Brannan’s career began at Arthur Andersen & Co., with client engagements principally in manufacturing, technology and life sciences, with significant international exposure.

Joshua Bernstein


Joshua Bernstein is Chief Executive Officer of Bernstein Management Corporation, a regional leader in real estate management, investment and development since 1953, and its investment affiliate Bernstein Development Corporation. With its investment affiliates, Bernstein Management owns and manages 90 properties, comprising more than four million square feet of commercial space and over 5,000 apartments in Washington, DC, Maryland, and Virginia.

Bernstein serves as a member of the Executive Committee of the Federal City Council and is a Director on the Washington Board of SunTrust Bank. He is a past Board Chair of the Meyer Foundation and the Sidwell Friends School, and is President of the Diane and Norman Bernstein Foundation, an organization working to address the deficit in housing affordability in the DC area.

As a member of the Board of Directors of Capital Bank, Bernstein brings a perspective on corporate and strategic decisions to the bank. He also endeavors to be an ambassador for Capital Bank, making introductions to individuals who can benefit from a strategic partnership with the bank.

Jerome R. Bailey


Jerome R. Bailey is a Managing Member of Bailey Real Estate Holdings, LLC in Washington, DC.  Bailey Real Estate Holdings, LLC develops residential and commercial real estate and has assisted the District of Columbia’s initiative to house homeless, transitional, and disabled families by offering affordable housing to low-to-moderate income residents. Bailey also has expertise in acquiring, financing and developing multi-family properties.

Bailey is a Managing Member of Redwood Ventures, LLC, a full service development and construction firm focused on redeveloping neglected and underutilized residential and commercial buildings throughout the District. In addition, he is a Managing Member of Smith Commons, LLC a restaurant located in the H Street corridor.

As a Capital Bank Board Member, Bailey brings the right blend of strategic and entrepreneurial acumen that will help guide Capital Bank to continued success.

James F. Whalen


James Whalen is the Chief Executive Officer of Investment Properties, Inc., a commercial real estate development and asset-management company located in Rockville, Maryland. Mr. Whalen has developed over 1,000,000 ft.² of Class A office, industrial and multifamily projects in the Washington metropolitan area and his company continues to provide a full spectrum of asset management services for projects developed by the firm and third parties.

Whalen joined the Board of Directors of Capital Bank in 2001 and he remains passionate about serving the community by helping individuals and businesses attain their goals. Mr. Whalen has previously served on several boards including the Board of Trustees of St. John’s Episcopal School and as a director on the boards of Congressional Motors, Inc.

Whalen also serves on the Bank’s Loan, Human Resources, Asset Liability, Compensation, Executive and Governance Committees.

Steven J. Schwartz


Steven J. Schwartz is an attorney and certified public accountant with experience as diverse as it is robust. For over 30 years, Schwartz has been chief financial officer and general counsel to a group of companies involved in general contracting, construction, real estate development, property management, broadcasting, telecommunications, software development and wholesale distribution.

Schwartz is the founder and Portfolio Manager of Prudent Capital, a mezzanine debt provider with a mission to provide profitable, later stage operating businesses with cost-effective capital. He served as a Director of a community bank from 1995 until its sale in 1998. Since 2002, Schwartz has served on the Board of Capital Bank, N.A.

Today, Schwartz is Chairman of the Audit Committee and a member of the Executive and Governance Committees. He is also Chairman of the Capital Bank’s Divisions Committee and a member of the Loan and Human Resources Committees. In every capacity, Schwartz has been instrumental in helping Capital Bank become — and remain — a leading bank in the greater D.C. metropolitan area.

JJ Kaye


Mr. Kaye joined Capital Bank in November 2022 and serves as Executive Vice President, Chief Marketing Officer with over 15 years experience leading strategy and creative across brand, acquisition and product innovation. Prior to joining Capital Bank, since 2019, he served as a Director of Innovation, Partner at Meaningful Works, leading cross-disciplinary teams, developing digital lines of business, and account development. Prior to his time at Meaningful Works, he founded High Pressure Zone and partnered with industry leaders to build and launch customer-centric products and brands. Mr. Kaye graduated from UCLA with a Bachelor of Fine Arts degree in Design Media Arts.

Kathleen Yamada


Kathy joined Capital Bank in December 2010 and is currently responsible for the Bank’s credit administration function including credit policy, loan approval process, loan quality, portfolio risk management, and special assets. Kathy is an active member of the Bank’s Management Loan Committee, Credit Loan Committee, and Church Street Mortgage Risk Committee. Since joining, Kathy has successfully managed the reduction in the Bank’s criticized, classified and overall NPA levels.

Kathy’s prior banking experience includes a 20 year career with Equitable Bank, headquartered in Wheaton, Maryland. In her position as Senior Vice President, Kathy was responsible for managing the Bank’s loan origination and credit administration functions and managed the residential mortgage loan origination division. In addition, she served as Corporate Secretary. As a member of the Senior Management Team, Kathy played a key role in Equitable Bank’s conversion from a mutual savings and loan association to a publicly traded bank.

Following the sale of the bank in 2003, Kathy continued her community banking career in various consulting and loan origination positions. She also obtained her Maryland real estate license and worked for a small brokerage until 2007. Kathy joined Fannie Mae’s multifamily legal team in 2007 as a paralegal in the Housing and Community Development division providing support in the revision and re-launch of the Delegated Underwriting and Servicing (DUS) Guide.

Kathy is a graduate of University of Maryland University College with a major in finance and minor in business law. She is a lifelong resident of Montgomery County, is married and has four children.

Eric M. Suss

Eric M. Suss began his tenure at Capital Bank in 2012. His job is to attract, retain and develop the best talent in a highly competitive market — and he does. Capital Bank is privileged to have some of the industry’s top talent among its ranks.

Eric is also responsible for such areas as compensation, benefits, employee relations and internal communications, to name but few. With all these “pieces” in concert, he can ensure the right people are in place to drive the company to achieve its objectives.

Eric brought more than a decade of experience in HR to Capital Bank. He takes great pride and satisfaction out of recruiting talent into the organization and watching them be successful. He also enjoys working internally with management partners to strategize about how to solve complex problems around organizational design to ensure Capital Bank remains nimble and on target to reach our goals.

“Working at Capital Bank provides employees with an opportunity to be hands-on and directly impact the success of customers and/or employees. If you’re tired of working for an organization that is not willing to listen to your ideas, and you want direct access to the Executive Team, then Capital Bank is the place for you!”

Gary Kausmeyer


Gary joined Capital Bank in early 2020 as Executive Vice President, Chief Risk/Compliance Officer. Gary is a welcome addition to the Bank as he brings 15 years of experience implementing and managing risk in publicly traded financial institutions. His experience is comprehensive yet diverse, with a background in Appraisal Review, Bank Secrecy Act/Anti-Money Laundering Compliance, Enterprise Risk Management and Information Security — as well as Internal Audit, Loan Review, Regulatory Compliance, Security/Fraud Investigations, and Vendor Risk Management.

Previously, Gary served in several senior risk management roles at community banks across the country, including as Senior Vice President, Deputy Chief Risk Officer for Banc of California, NA, and as Executive Vice President, Chief Risk Officer for both Los Alamos National Bank and First Place Bank.

Prior to his banking career, Gary worked in Assurance Services in the public accounting sector. Also on his “resume” is Certified Public Accountant, Certified Anti-Money Laundering Specialist, Certified Sarbanes-Oxley Expert, and Certification in Risk and Information Systems Control.

Gary attended the ABA Stonier Graduate School of Banking at the University of Pennsylvania and earned his Stonier Diploma and Wharton Leadership Certificate. In addition, Gary earned a Master of Accountancy from the Jack C. Massey Graduate School of Business at Belmont University and a Bachelor of Business Administration in Accounting and Legal Studies from the University of Miami.

What makes Gary especially excited about joining the Capital Bank team is the opportunity to leverage his past experience to help the Bank grow to the next level in a “safe and sound” way.