Personal Products & Solutions

Capital Bank provides the best of banking — the personalized experience of a community bank, and the sophisticated technology of a large bank.

Personal Checking

Our basic and interest-bearing accounts were designed to accommodate you, around the clock, wherever you are — with mobile banking on the go and 24/7 online banking with bill pay.

Personal Savings

From Money Market Accounts and competitive rate CDs to IRA’s, getting to see it all from your device makes it easy to deposit and move your money where you need it, when you need it.

Personal Lending

Purchase a home, refinance the home you’re in and put its equity to work for you — we’ll customize a financing solution that fits your terms and budget, without unexpected headaches or hassles.